SmartCredit.io
SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20'000 registered users.
Platform offers:
- Fixed-term, fixed-interest-rate collateralized loans for the borrowers
- Personal Fixed Income Funds for the lenders
- Effective use of Collateral via the Positions Monitoring System
- AI-driven predictive Crypto Fraud Score - free to use for everyone via https://smarttrust.io
- AI-driven Crypto Trust Score - for crypto lenders via https://smarttrust.io
- AI-driven Continuous Transaction Monitoring for the wallets, exchanges, and payment processors - for all crypto service providers(via https://smarttrust.io)
- Fiat on-ramp/off-ramp
- AI API and Borrow/Lend SDK's integrations for other wallets and platforms
- Staking and Rewards for the users
SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. SmartCredit.io does not have bank run risks like Aave, Compound, or other Money-Market based lending systems.
The Vision of SmartCredit.io is to offer all the financial services which traditional banks offer. However, self-custodial.
Integrations
SmartCredit.io Challenges Traditional DeFi Liquidation Practices
Thu 17th Apr 2025
SmartCredit.io is positioning itself as a DeFi platform that prioritizes user protection over profit from liquidations. The platform offers:
- **Fixed-rate loans** with predetermined terms
- **Built-in risk management tools** and alerts
- **AI-driven monitoring systems** for fraud prevention
- **Self-custodial solutions** without bank run risks
Unlike traditional DeFi platforms, SmartCredit.io's business model doesn't benefit from user liquidations. The platform integrates advanced features like Personal Fixed Income Funds and AI-powered Crypto Trust Scores through [SmartTrust.io](https://smarttrust.io).
Learn more at [SmartCredit.io](http://SmartCredit.io)
BarakaFi Launches First Web3 Islamic Finance Platform
Thu 9th Jan 2025
BarakaFi has launched as the first Web3-based Islamic finance system, introducing a significant innovation in decentralized finance.
Key features:
- Peer-to-peer transactions instead of traditional DeFi asset pooling
- Shariah-compliant financial services
- Secure blockchain infrastructure
- High-performance architecture
The platform addresses a key limitation of current DeFi systems by eliminating asset pooling, which conflicts with Islamic finance principles. This makes digital financial services accessible to users requiring Shariah compliance.
