SmartCredit.io Emphasizes Self-Custody in DeFi Services
SmartCredit.io Emphasizes Self-Custody in DeFi Services
🔐 Your Keys Your Future
SmartCredit.io is positioning itself as a comprehensive DeFi platform focused on true self-custody. The platform offers:
- Custom income funds with fixed terms
- Collateralized lending without pool risks
- Audited smart contracts for secure vaults
- Direct control of credit lines and funds
The platform aims to provide traditional banking services while maintaining user sovereignty over assets. All operations run through verified smart contracts, eliminating intermediaries and pool-related risks.
🔄 Loop Your Way to 5x ETH Staking Exposure
**SmartCredit introduces leveraged staking for Lido users** ETH stakers can now amplify their exposure up to **5x** through a simple loop strategy: - Use stETH as collateral - Borrow additional ETH - Stake the borrowed ETH - Repeat the process **Key Features:** - **Liquidation Probability Calculator** shows risks upfront - Full risk visibility before entering positions - Built on existing Lido staking infrastructure The platform allows users to maximize staking yields while maintaining awareness of potential liquidation scenarios through predictive risk assessment tools.
🔒 SmartCredit Ditches Pooled Risk
**SmartCredit introduces 1:1 loan matching** to eliminate shared risk exposure common in pooled lending protocols. Key features: - Every loan matched individually between lender and borrower - **No exposure to other users' defaults** - No shared liquidation losses - Fixed terms that don't change based on pool performance This approach contrasts with traditional DeFi lending pools where your funds' safety depends on the collective risk of all participants. **Direct accountability** replaces pooled uncertainty in this lending model.
🚨 Early Warning System
**SmartCredit introduces proactive liquidation alerts** to prevent borrower losses. **Key Features:** - Telegram notifications trigger at **15% risk level** - Borrowers get advance warning to add collateral or repay - System provides **peace of mind** for both lenders and borrowers **Why It Matters:** Most DeFi platforms only notify users after liquidation occurs. SmartCredit's early warning system gives users **time to react** before reaching dangerous territory. This represents a shift from reactive to **proactive risk management** in decentralized lending.
SmartCredit.io Emphasizes Self-Custody and No Re-hypothecation in DeFi Lending
SmartCredit.io differentiates itself in the DeFi lending space with a strict no re-hypothecation policy. Unlike other protocols where user collateral gets reused without their knowledge, SmartCredit ensures: - Collateral remains locked in personal credit lines - Full user control over assets - Complete reusability after loan repayment The platform combines fixed-term loans with AI-driven features including: - Crypto Fraud Score - Transaction monitoring - Personal Fixed Income Funds All services maintain regulatory compliance while eliminating traditional bank run risks.