SmartCredit.io is positioning itself as a comprehensive DeFi platform focused on true self-custody. The platform offers:
- Custom income funds with fixed terms
- Collateralized lending without pool risks
- Audited smart contracts for secure vaults
- Direct control of credit lines and funds
The platform aims to provide traditional banking services while maintaining user sovereignty over assets. All operations run through verified smart contracts, eliminating intermediaries and pool-related risks.
SmartCredit.io Introduces Proactive Liquidation Risk Alerts

SmartCredit.io has launched a new risk monitoring system for crypto borrowers. The platform automatically tracks loan positions and sends Telegram alerts when liquidation probability reaches critical levels. Key features: - Loans start at 5% liquidation probability - Automatic alerts trigger at 15% risk level - Users can choose to add collateral, partially repay, or maintain position The system provides real-time risk assessment, helping users avoid unexpected liquidations through proactive monitoring and clear action options. Visit [SmartCredit.io](http://SmartCredit.io) to learn more about risk-managed crypto borrowing.
SmartCredits SDK Launches Fixed-Rate Lending Integration for dApps

SmartCredits has released a new SDK enabling dApp developers to integrate fixed-rate lending functionality into their applications. Key features: - Fixed-rate borrowing and lending capabilities - 50% revenue sharing model for integrators - Built-in referral and volume tracking system - Bonus $SMARTCREDIT token rewards The SDK aims to help developers expand beyond basic token swaps to offer comprehensive lending services. Integration can be completed within minutes, providing dApps with additional DeFi utility while generating revenue. [Learn more about SmartCredits SDK](https://smartcredit.io)
SmartCredit Launches Leveraged Lido Staking with Fixed Rates and Risk Monitoring

SmartCredit introduces a controlled approach to leveraged Lido staking, allowing users to amplify their stETH positions by 2-5x. Key features: - Fixed interest rates and terms - Real-time position monitoring via Telegram - Liquidation alerts - Self-custodial solution Process: 1. Stake ETH to receive stETH 2. Use stETH as collateral to borrow more ETH 3. Repeat up to 5x leverage The platform emphasizes risk management and transparency, with predetermined costs and monitoring tools to help users maintain control of their leveraged positions.
SmartCredit.io Announces DeFi Quiz with Token Rewards

SmartCredit.io is hosting an interactive DeFi knowledge quiz on August 6, 2025, at 18:00 UTC. Key details: - 10 multiple-choice questions about DeFi - 15 SMARTCREDIT tokens awarded per correct answer - Event takes place in [SmartCredit Telegram Community](https://t.me/SmartCredit_Community) This recurring community event combines education with earning opportunities. Previous successful quizzes were held in May and August 2025.
Fixed vs Variable Rate Borrowing: Understanding the Risks

Variable-rate borrowing can be unpredictable, with rates potentially jumping from 6% to 22% in a short time frame. This volatility makes financial planning difficult and exposes borrowers to significant risk. SmartCredit.io offers an alternative with: - Fixed interest rates - Fixed loan terms - Predictable payments - 1:1 loan structure These features allow borrowers to plan their finances with confidence, avoiding the uncertainty of pool-based lending where rates fluctuate based on other users' actions. Learn more at [SmartCredit.io](http://SmartCredit.io)