ListaDAO

**Lista DAO has launched Fixed Rate & Fixed Term loans**, expanding its lending capabilities with predictable borrowing options. **Key Features:** - Lock in fixed interest rates for **3, 7, 14, 30, or 60 days** - Use **$BNB, $slisBNB, or $BTCB** as collateral - Borrow lisUSD with **complete rate certainty** - No variable rate surprises or volatility **Built on Proven Infrastructure:** The new product leverages Lista's existing trusted lending system, offering the same robust security with enhanced flexibility. **Getting Started:** Users can access fixed-term borrowing through Lista's [lending page](https://lista.org/lending/borrow) by selecting "Fixed Term Type." This launch provides DeFi users with greater control over borrowing costs and planning capabilities.

Lista DAO has launched **Smart Swap**, a dedicated decentralized exchange frontend for their Smart Lending protocol. **Key Features:** - Swap functionality for slisBNB ↔ BNB and SolvBTC ↔ BTC pairs - Trading fees distributed to Smart Lending liquidity providers - New **slisBNBx minting** using slisBNB/BNB LP tokens **Multi-Layer Yield Opportunity:** Users can now earn from **4 different sources** simultaneously: - Staking rewards - Smart Lending liquidity provision - LP trading fees - Binance Launchpool rewards The platform addresses community requests for expanded DeFi functionality. Smart Swap focuses on correlated asset pairs, maximizing capital efficiency for users. **Technical Note:** Some users may encounter slisBNB deposit issues requiring delegation through the slisBNBx management page. Explore the new features at [lista.org/swap](https://lista.org/swap)

Lista DAO published an educational guide explaining **crypto staking fundamentals** and how their slisBNB token works. The guide covers: - Basic staking concepts for beginners - **slisBNB mechanics** and functionality - How users can earn yields through BNB staking This follows their previous educational content detailing their staking process, where BNB is distributed across validators to optimize earnings. The protocol maintains **full transparency** with on-chain contract actions and has passed security audits. [Read the full guide](https://medium.com/@ListaDAO/what-is-crypto-staking-e903ab626bc3)

**Proof-of-Stake vs Proof-of-Work** Bitcoin's energy-intensive mining system wastes resources as miners compete to solve the same puzzle. Proof-of-Stake offers a more efficient alternative where validators stake crypto holdings to validate blocks. **BNB Staking Basics** - Running a validator on BNB Smart Chain requires **10,000 BNB minimum** - Higher stakes increase chances of being selected as validator - Malicious behavior results in **slashing** (stake destruction) - Smaller holders can delegate to validators for rewards **Lista DAO Staking Process** 1. Visit the [BNB staking page](https://lista.org/liquid-staking/BNB) 2. Enter desired BNB amount in Stake section 3. Receive **slisBNB** liquid staking tokens 4. Earn approximately **1% annual return** **slisBNB Utility** - Use as collateral at Lista Lending - Mint slisBNBx for Binance Launchpool activities - Earn lending interest and trading fees simultaneously **Key Benefits** *Unlike high-risk memecoin trading*, staking provides steady, low-risk income through compound interest. slisBNB serves as your gateway to BNB Chain's DeFi ecosystem. *Ready to start earning consistent returns on your BNB holdings?*

**Lista DAO Weekly Highlights:** - **veLISTA Rewards**: Week 71 distributed ~388K LISTA tokens with 59.42% APR - **Binance Blockchain Week**: Lista DAO sponsors event Dec 3-4 - **Lending Updates**: slisBNB/BNB borrowing rate cap reduced to 4% - **New Vault**: APRO Oracle's $AT vault now live with USDT, BTCB, and ASTER collaterals **Ecosystem Growth:** - slisBNB and slisBNBx qualified for APRO Oracle $APRO HODLer airdrop - Security audit by Bail Security currently in progress - APRO Oracle integrated into Lista DAO's multi-oracle framework - Partnership with Paimon Finance HYD campaign launched Lista continues expanding its lending protocol while maintaining competitive rates for users.

Lista DAO is voting on **LIP 023** to redistribute $481,801.15 USD1 in liquidation profits back to affected vault suppliers. **Key Details:** - Profits collected after forced liquidation of USDX/USD1 market curated by Re7Labs - Funds would go to redeem contract for LP token holders to claim - Snapshot taken after voting period ends - Only addresses holding LP tokens in snapshot can claim **Voting Options:** - **YES**: Return profits pro rata based on position size - **NO**: Reject profit return **Timeline:** Nov 12-15, 4:13PM UTC+8 This follows the emergency liquidation approved in LIP 022 after Re7Labs requested forced liquidation to minimize losses. [Vote now](https://snapshot.org/#/s:listavote.eth/proposal/0x5ada27a430fdc9961a7e25ea9f30cd3713895076b274ad78988fbbe9e2d9b271)

Lista DAO has enhanced its lending platform by adding **liquidation price visibility** directly in lending markets and the borrow panel. This update addresses community requests for clearer risk information, making it easier for users to: - Monitor their borrowing positions - Understand liquidation thresholds - Make informed decisions about collateral management The feature builds on Lista's previous risk management tools, including the "Close to Liquidation" tab that shows positions nearing liquidation with sortable risk metrics. This transparency improvement helps users better manage their lisUSD borrowing positions and collateralized assets on the BNB Chain protocol.

**Allora Network ($ALLO) now supports slisBNB and slisBNBx** for Binance HODLer Airdrops, with trading beginning November 11th at 13:00 UTC. **Key Details:** - Both $slisBNB and $slisBNBx tokens are eligible for the airdrop program - Trading commenced on November 11th at 13:00 UTC - Users can participate in HODLer airdrop events using their liquid staking tokens This continues Lista DAO's pattern of supporting major Binance airdrop events, providing additional utility for holders of their liquid staking derivatives. [Read the full announcement](https://www.binance.com/en/support/announcement/detail/ea6c4d237ad14eb38169221c01fbd992)

**Lista DAO has eliminated the 30% borrowing rate cap** on select lending markets to restore market balance. **Key Changes:** - Borrowing rates are no longer capped at 30% for some markets - Move aims to rebalance lending market dynamics - Borrowers must actively monitor positions **Risk Management:** - Users advised to closely watch their borrowing positions - Enhanced risk management now critical - Protocol emphasizes responsible borrowing practices This reverses the September upgrade that introduced the 30% APR cap to prevent extreme rate spikes. The slisBNB/BNB market previously used a dynamic cap at 70% of slisBNB's 6-month APY. **Action Required:** Current borrowers should immediately review their positions and adjust risk exposure accordingly.

Lista DAO published a comprehensive guide outlining **two key strategies** for maximizing returns with their lisUSD stablecoin on BNB Chain. **Strategy 1: Leverage slisBNBx Launchpool Rewards** - Use slisBNB or BNB as collateral to borrow lisUSD - Delegate slisBNBx to earn Binance Launchpool rewards - Loop the process to amplify returns - Earn **dual rewards** from BNB staking and Launchpool participation **Strategy 2: Yield Farm with lisUSD** - Borrow lisUSD while earning Launchpool rewards - Provide liquidity to lisUSD/USD1 pool on PancakeSwap - Generate **multiple income streams** from staking and LP rewards - Minimize impermanent loss through stablecoin pair stability Both strategies combine Lista DAO's liquid staking with CDP leverage to maximize capital efficiency. Users can maintain BNB price exposure while participating in DeFi opportunities. The guide includes step-by-step instructions and video tutorials for implementation.