Lista DAO Removes 30% Borrowing Rate Cap on Lending Markets

Lista DAO has distributed its **72nd weekly veLISTA rewards**, totaling **262K LISTA tokens**. **Key Details:** - APR reaches up to **41.08%** with voting incentives - Weekly distribution continues Lista's regular reward program - Users can claim lending emissions and borrow rebates The rewards are part of Lista DAO's ongoing incentive structure for veLISTA holders. The protocol operates as a liquidity platform for earning yields on crypto assets while enabling borrowing of lisUSD stablecoin. **Action Required:** Users should visit [lista.org/lock](http://lista.org/lock) to claim their rewards and rebates.

Lista DAO has published an educational piece explaining **Smart Lending** and its operational mechanics. The protocol allows users to: - Deposit collateral at fixed or custom ratios - Set slippage parameters for borrowing - Supply assets without borrowing - Cleanly repay loans and withdraw collateral Smart Lending is part of Lista DAO's broader **liquidity protocol** that enables yield generation on collateralized crypto assets including BNB, ETH, and stablecoins. Users can borrow **lisUSD**, the protocol's decentralized stablecoin, against their deposited collateral. The system builds on the proven MakerDAO model while operating natively on BNB Chain. A comprehensive hands-on tutorial is available, providing step-by-step guidance for accessing and using the Smart Lending features. [Read the full guide](https://www.odaily.news/zh-CN/post/5207789)

**Lista DAO has launched Fixed Rate & Fixed Term loans**, expanding its lending capabilities with predictable borrowing options. **Key Features:** - Lock in fixed interest rates for **3, 7, 14, 30, or 60 days** - Use **$BNB, $slisBNB, or $BTCB** as collateral - Borrow lisUSD with **complete rate certainty** - No variable rate surprises or volatility **Built on Proven Infrastructure:** The new product leverages Lista's existing trusted lending system, offering the same robust security with enhanced flexibility. **Getting Started:** Users can access fixed-term borrowing through Lista's [lending page](https://lista.org/lending/borrow) by selecting "Fixed Term Type." This launch provides DeFi users with greater control over borrowing costs and planning capabilities.

Lista DAO has launched **Smart Swap**, a dedicated decentralized exchange frontend for their Smart Lending protocol. **Key Features:** - Swap functionality for slisBNB ↔ BNB and SolvBTC ↔ BTC pairs - Trading fees distributed to Smart Lending liquidity providers - New **slisBNBx minting** using slisBNB/BNB LP tokens **Multi-Layer Yield Opportunity:** Users can now earn from **4 different sources** simultaneously: - Staking rewards - Smart Lending liquidity provision - LP trading fees - Binance Launchpool rewards The platform addresses community requests for expanded DeFi functionality. Smart Swap focuses on correlated asset pairs, maximizing capital efficiency for users. **Technical Note:** Some users may encounter slisBNB deposit issues requiring delegation through the slisBNBx management page. Explore the new features at [lista.org/swap](https://lista.org/swap)

Lista DAO published an educational guide explaining **crypto staking fundamentals** and how their slisBNB token works. The guide covers: - Basic staking concepts for beginners - **slisBNB mechanics** and functionality - How users can earn yields through BNB staking This follows their previous educational content detailing their staking process, where BNB is distributed across validators to optimize earnings. The protocol maintains **full transparency** with on-chain contract actions and has passed security audits. [Read the full guide](https://medium.com/@ListaDAO/what-is-crypto-staking-e903ab626bc3)