Scroll

**Innovative loan payment strategies using stablecoins** are emerging in the DeFi space. @CupOJoseph from @NeriteOrg discusses how users can maximize compound interest by: - Depositing funds in high-yield vaults (up to 10% APY) - Streaming earned interest directly to loan payments - Automating debt reduction through yield optimization This represents a significant evolution from traditional stablecoin models, which historically faced challenges with negative interest rates in traditional banking systems. *Learn more in the latest Stable School podcast.*

HoneyPop, a new decentralized exchange, has launched on the Scroll network. The platform offers: - Token swapping functionality - Liquidity pool exploration - Up to 6x multiplier rewards on Scroll Marks for liquidity providers Users can participate in selected liquidity pools to earn enhanced rewards. The launch follows the earlier introduction of Syrup Pool staking features. *To get started, connect your wallet and explore available pools at HoneyPop.*

Curve Finance is implementing new liquidation mechanics to better protect user collateral during market volatility. The update aims to reduce the risk of unnecessary liquidations and provide more stability for borrowers. Key features: - Improved liquidation threshold calculations - Enhanced collateral protection mechanisms - More resilient during market turbulence This development follows industry trends toward safer DeFi lending, similar to SmartCredit.io's recent implementation of liquidation probability tracking and preventive collateral adjustment features.

The stablecoin ecosystem is evolving along two distinct trajectories: - **Centralized Path**: Stablecoins backed by traditional bank-held collateral - **Decentralized Path**: Fully autonomous, blockchain-based collateralization Industry experts @svobodamichael from Liquity Protocol and @mariamagenes1 discuss these diverging approaches in our latest podcast. This follows recent insights from Triton, highlighting how stablecoins have evolved from ideological debates to practical yield optimization and collateral strategies. Listen to the full discussion to understand which path might dominate or if both models will coexist in the future ecosystem.

**Key requirements for robust payment infrastructure:** - Fast and definitive transaction finality - Low, predictable fees enabling micropayments - Mathematical security guarantees - Scalable throughput - Open access architecture **Stablecoins and payment applications require:** - Cost-effective transaction processing - Ethereum-level security without high fees - Seamless contract deployment - Enterprise-grade reliability Scroll is developing infrastructure to meet these demands, focusing on ZK security and settlement certainty. The platform aims to support the growing Open Economy while maintaining performance as adoption increases. *The future of payments requires infrastructure that doesn't just work today, but scales effectively with increased usage.*

Fractionax introduces a new platform enabling fractional ownership of high-value assets using ERC-3643 (T-REX Protocol) for regulatory compliance. Key features: - Minimum investment of $10 for premium real estate shares - Trading capability for asset tokens - Collateral options for loans - Access to previously unattainable investment classes The platform targets assets like Dubai real estate ($796,000) and luxury watches ($70,000), making them accessible through fractional ownership. Learn more at [Fractionax](https://fractionax.app/) or join their [Telegram](https://t.me/fractionaxapp) for early access.

Scroll's Korea Lead @MissAlpha_BTC will participate in an important panel discussion at BUIDL Asia and ETH Seoul next week. The session, titled *Unlocking Opportunities: RWA and KRW Stablecoin Issuance in Korea*, will explore the role of stablecoins in building an Open Economy. - Focus on Real World Assets (RWA) - Discussion of KRW stablecoin development - Emphasis on regional opportunities [Register for the event](https://lu.ma/s97cfkq8)

Tempest Finance has launched AI-powered vaults on Ambient Finance, offering users simplified liquidity management through one-click optimization. The vaults are now natively deployed on the Scroll network. Key features: - Single-click liquidity management - AI-powered optimization - Native integration with Ambient's web frontend - Full deployment on Scroll network The integration streamlines DeFi operations for users seeking efficient portfolio management without complex manual adjustments.

At Devcon's ZK Connect panel, @yezhang1998 presented on ZK technology beyond rollups, covering: - Public verification of large computations - Developer experience improvements - TEE and ZK comparisons - zkEVM vs zkVM distinctions - Future applications in AI, email, and social login Upcoming events include: - WOW Summit: ZK in AI era with @yezhang1998 - Multichain Day featuring @_emjlin - Evening Fireside Chat with @chainlink and @razacodes Panel participants included representatives from MetaMask, Lita, nil, and Automata.

Scroll, a zk-Rollup solution, currently boasts the fastest finality among its peers. The team is now setting an ambitious goal to achieve 1-minute-finality by the end of 2024, further enhancing its performance. - Scroll currently leads in finality speed for zk-Rollups - Team targets 1-minute-finality by end of 2024 - @sandyzkp shared insights in a @nasdaq @TradeTalks interview For more details, watch the full interview with @JillMalandrino on @Nasdaq's @TradeTalks: https://x.com/i/broadcasts/1kvJpbVDaLZKE