ListaDAO

Lista DAO has introduced **LIP 024**, proposing a complete restructuring of $LISTA tokenomics. The proposal eliminates the veLISTA staking mechanism, allowing all locked tokens to be released penalty-free. **Key changes include:** - **Simplified governance**: Holding $LISTA becomes the only requirement for voting eligibility, with LP pool voting being phased out - **Revenue model shift**: Revenue sharing for veLISTA stakers replaced with protocol-funded $LISTA buybacks, tracked via public dashboard - **Expanded utility**: New "delayed liquidation" feature launching Q2 2026 to increase token use cases The proposal marks a departure from the previous deflationary approach (LIP 016) that locked 40% of buyback tokens permanently. Instead, buyback funds will support protocol growth and user benefits. **Voting runs until April 2, 2026** at 8:20 AM UTC. A "Yes" vote approves implementation of Tokenomics 2.0, while "No" maintains the current veLISTA model. [Vote on Snapshot](https://snapshot.org/#/s:listavote.eth/proposal/0x1a15347f6b452049212bdf51ff1a46c0a7edf7ca8efe1004b32c15c2965f0f3b)

**Lista DAO has activated 200K $LISTA borrow emissions**, creating negative net borrow rates across multiple markets: - **USDC & USDT / USD1**: -0.94% net rate - **USDC & USDT / U**: -2.32% net rate - **USDC & USDT / USDT**: -0.18% net rate This means borrowers are effectively **earning rewards** while borrowing stablecoins. The emissions run from March 30 to April 5, 2026. **Recent USR Incident Resolution**: Lista DAO successfully resolved $8.4M of $8.6M in USR-related loans with zero losses to users or protocol. Only one $26K position remains outstanding. The platform continues expanding with new markets, fixed-rate borrowing options, and weekly veLISTA rewards distributions maintaining 20%+ APR. [Start borrowing with emissions →](http://lista.org/lending/borrow?onlySmartLending=1&utm_source=x&utm_medium=promo&utm_campaign=0330)

Lista DAO has launched Real World Asset (RWA) offerings on BNB Chain, enabling users to earn traditional finance yields without leaving the blockchain. **Available Yields:** - U.S. Treasury Bills: 3.65% APY - AAA-rated Corporate Bonds (CLOs): 4.71% APY Users can deposit USDT directly on-chain to access these yields, with the ability to buy and redeem positions natively on BNB Chain. Lista DAO is the first platform on BNB Chain to offer native RWA exposure. The platform operates as an open-source liquidity protocol, allowing users to earn yields on collateralized crypto assets while maintaining their on-chain presence. [Access Lista DAO RWA](https://lista.org/rwa)

**Lista DAO's latest guide reveals advanced DeFi strategies** that experienced users employ to maximize returns through their lending protocol. **Key strategies include:** - **slisBNB Looping**: Stake BNB, use it as collateral to borrow more BNB, repeat up to 28 times for 100%+ APR - **PT-clisBNB Fixed-Yield Farming**: Lock in predictable 8-10% yields per loop through Pendle Finance integration, reaching 30-40% APR with 4 loops - **Stablecoin Strategies**: Use PT-USDe for stable 7-8% yields, loop up to 4 times for 22-30% returns - **Launchpool Participation**: Collateralize USD1 to borrow BNB, stake for 18% APR from staking plus Binance Launchpool rewards **The mechanics work through capital efficiency**: Users deposit assets as collateral, borrow against them, reinvest borrowed funds, and repeat. Each loop amplifies returns but increases liquidation risk. **Main risks to consider**: Interest rate fluctuations when utilization exceeds 90%, liquidation if collateral value drops, and 7-day withdrawal periods for unstaking. The protocol maintains over $2B in Total Value Locked across its CDP system, liquid staking, and lending platforms. [Full strategy breakdown](https://blog.lista.org/what-is-crypto-lending-pt-2)

Lista Lending has launched **six new fixed-rate borrowing markets**, adding support for BTCB and slisBNB as collateral across USDT, U, and USD1 markets. **Key Features:** - Fixed borrowing rates starting at **1.64% for 30 days** - **$13 million+ in available liquidity** - Users can lock in rates and borrow stablecoins against BTC and liquid staked BNB This expansion builds on Lista's recent market additions, including PT-sUSDe and USDe collateral options. The platform now offers both traditional collateral-based borrowing and its newer Lista Credit system for non-collateral loans. Fixed-rate borrowing provides predictable costs for users, contrasting with variable-rate DeFi lending. The addition of BTCB and slisBNB broadens collateral options for borrowers seeking stable financing terms. [Start borrowing](https://lista.org/lending/borrow?utm_source=x&utm_medium=promo&utm_campaign=0312)

Lista Lending has expanded its platform by adding PT-sUSDe-09APR2026 (Plasma) as collateral for borrowing three stablecoins. **New Borrowing Markets:** - PT-sUSDe/USD1: ~0.77% rate with 1.4M liquidity - PT-sUSDe/U: ~0.76% rate with 350K liquidity - PT-sUSDe/USDT: ~0.77% rate with 150K liquidity The integration follows a previous listing on HyperLend in August 2025, where PT-sUSDe by Pendle was made available for borrowing USDT0 and USDe with up to 4x leverage. **Key Considerations:** - Supplying PT-sUSDe generates yield - Market volatility may affect collateral value - Depeg risk exists [Access the markets](https://lista.org/lending/market/bsc/0x73a49d7e15386803327e0571908259b1ebd9c5638f91b90545fdda7694c8a3a2?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0130)

Lista DAO has released its roadmap for the first half of 2026, outlining several product expansions: **Key Developments:** - **Stableswap Hub**: Deployment on Ethereum mainnet with aggregator integrations - **RWA Zone**: Introduction of corporate bonds and expanded token utility - **Onchain Credit Lending System**: New lending infrastructure - **Prediction Market Based Vaults**: Novel vault mechanisms The roadmap builds on Lista DAO's 2025 vision, which focused on veLISTA empowerment, lisUSD expansion, liquid staking enhancements, and BNBFi ecosystem growth. Full details: [Lista DAO 2026 H1 Roadmap](https://blog.lista.org/lista-dao-2026-h1-road-map)

Lista DAO has launched Real World Asset (RWA) yields on BNB Chain, marking the first native RWA offering on the network. **Key Features:** - Users can deposit USDT to earn yields from tokenized real-world assets - U.S. Treasury Bills offering 3.65% APY - AAA-rated Collateralized Loan Obligations (CLOs) providing 4.71% APY - Integration powered by Centrifuge with Chainlink price feeds **What This Means:** The platform brings traditional finance yields on-chain, allowing crypto users to access institutional-grade fixed income products. Lista DAO, known for its lisUSD stablecoin protocol, expands beyond its core lending and borrowing services to offer exposure to government bonds and high-grade debt instruments. This development represents a growing trend of bridging traditional financial products with blockchain infrastructure, making treasury yields accessible to crypto holders without leaving the chain. [Access Lista RWA](https://lista.org/rwa?utm_source=x&utm_medium=annon&utm_campaign=0112&u)

Lista DAO has distributed its **72nd weekly veLISTA rewards**, totaling **262K LISTA tokens**. **Key Details:** - APR reaches up to **41.08%** with voting incentives - Weekly distribution continues Lista's regular reward program - Users can claim lending emissions and borrow rebates The rewards are part of Lista DAO's ongoing incentive structure for veLISTA holders. The protocol operates as a liquidity platform for earning yields on crypto assets while enabling borrowing of lisUSD stablecoin. **Action Required:** Users should visit [lista.org/lock](http://lista.org/lock) to claim their rewards and rebates.

Lista DAO has published an educational piece explaining **Smart Lending** and its operational mechanics. The protocol allows users to: - Deposit collateral at fixed or custom ratios - Set slippage parameters for borrowing - Supply assets without borrowing - Cleanly repay loans and withdraw collateral Smart Lending is part of Lista DAO's broader **liquidity protocol** that enables yield generation on collateralized crypto assets including BNB, ETH, and stablecoins. Users can borrow **lisUSD**, the protocol's decentralized stablecoin, against their deposited collateral. The system builds on the proven MakerDAO model while operating natively on BNB Chain. A comprehensive hands-on tutorial is available, providing step-by-step guidance for accessing and using the Smart Lending features. [Read the full guide](https://www.odaily.news/zh-CN/post/5207789)