Background

ListaDAO

Lista DAO functions as a open-source liquidity protocol for earning yields on collateralized Crypto assets (BNB/ETH/Stablecoins) and borrowing of our decentralized stablecoin, lisUSD, also known as a "Destablecoin".

It uses and expands the proven MakerDAO model for a decentralized, unbiased, collateral-backed destablecoin.

The protocol consists of a dual token model (lisUSD and LISTA) and a set of mechanisms that support instant conversions, asset collateralization, borrowing, yield farming, etc. We are native to the BNB Chain ecosystem and have plans to expand to multiple chains in the near future.

The protocol is built by DeFi and smart contract experts with the aim to position the world-class revolutionary lisUSD Destablecoin as the most widely used one, by leveraging Proof-of-Stake (PoS) rewards and yield-bearing assets.

Integrationstwitter

Lista DAO Sees $1.6M Weekly Growth in Gold-Backed Borrowing

Mon 27th Jul 2026
Lista DAO's tokenized gold (XAUT) borrowing platform experienced significant growth, adding $1.6M in loans over the past week. **Key Features:** - Borrowing rates starting at 0.06% - Loan-to-value ratios up to 80% - Multiple collateral options including BTC, ETH, USDT, and USDC **Available Liquidity Pools:** - XAUT/U: $5M - XAUT/BNB: $3M - XAUT/USD1: $2M - XAUT/USDT: $500K The platform allows users to borrow against tokenized gold at competitive rates and deploy it across yield-generating opportunities. XAUT was introduced as collateral in April 2026 with a 0.5% borrowing rate and 77% LLTV. [Borrow on Lista](https://lista.org/lending/market/bsc/0xd4f7f82d817a89077e33a00dbeb28c0c9093ad0f7ba941fad9c274fa21d018b3?tab=market)
Community article

Lista Opens Kalshi Pre-IPO Subscription on BNB Chain

Mon 27th Jul 2026
Lista DAO has launched a **$1 million community allocation** for Kalshi's pre-IPO subscription, powered by Paimon Finance on BNB Chain. **Key Details:** - Token price: $39 (based on $39B valuation) - Subscription currency: USDT on BNB Chain - Allocation distributed proportionally by deposit size **Two-Phase Structure:** **Whitelist Round** (July 28-30, 08:00 UTC) - Reserved for active Lista users - Allocation weight based on borrowing activity and LISTA holdings **Public Round** (July 30-31, 08:00 UTC) - Open to all participants - Remaining allocation distributed **Timeline:** - Settlement begins: July 31, 08:00 UTC - Token claiming opens: August 1, 08:00 UTC This offering provides early access to Kalshi, a prediction markets platform, through Lista's decentralized infrastructure. [Subscribe here](https://lista.org/pre-ipo/1) | [Full rules](https://blog.lista.org/kalshi-pre-ipo-on-lista)
Community article

Lista DAO Integrates with OpenOcean on BNB Chain

Mon 27th Jul 2026
Lista DAO's liquidity pools are now accessible through OpenOcean on BNB Chain, offering improved swap rates for users. **Key Details:** - Integration provides access to over $61M in total value locked (TVL) - Available trading pairs include lisUSD/USDT, USDT/USDC, BNB/slisBNB, and USDT/lisUSD - Users can now swap any token into slisBNB through OpenOcean's interface - The integration aims to provide deeper liquidity and better execution for swaps Lista DAO is a liquidity protocol that allows users to earn yields on collateralized crypto assets and borrow lisUSD, a decentralized stablecoin. The protocol operates on BNB Chain and uses a dual token model with lisUSD and LISTA. [Try the integration](http://app.openocean.finance)
Community article

Meme Tokens Get Yield Through Tax Revenue Routing to Lista Vaults

Mon 27th Jul 2026
**Flap is introducing a yield mechanism for meme tokens** by directing tax revenue into Lista vaults, enabling meme token holders to earn onchain yield. **Key features include:** - Stablecoin yield generation - Liquid staking options - Lock-to-earn programs - Programmable yield structures The integration allows meme token speculation to generate actual returns through Lista's infrastructure, which supports collateralized crypto assets and lisUSD stablecoin borrowing.
Community article

💸 Negative Borrow Rates Live Across All Lista Ethereum Markets

Thu 15th Jan 2026
**Lista DAO is currently offering negative borrow rates across all its Ethereum markets** - meaning users get paid to take out loans. The affected markets include: - wBETH → ETH - WBTC & cbBTC → USDT/USDC - USDC & USDT → USDT/USDC This unusual situation allows borrowers to earn yield simply by borrowing assets. The mechanism works through Lista's lending emissions, which create a negative net borrow rate. Users can supply collateral, borrow against it, and receive compensation for doing so - effectively reversing the traditional lending model where borrowers pay interest. The negative rates apply to both Bitcoin-backed and stablecoin-backed positions on Ethereum. [Explore markets](https://lista.org/lending/borrow)
Community article

Lista Adds 10 More Tokenized Stock Collateral Options Including IBM, Nokia, and TSMC

Thu 11th Jun 2026
Lista Lending has expanded its bStocks collateral options with 10 new tokenized U.S. securities: - **New additions**: AAOIB, ARMB, AVGOB, BABAB, HOODB, IBMB, MRVLB, NOKB, RKLBB, and TSMB - Users can supply these as collateral to borrow U, USDT, or USD1 - This follows recent additions of 9 bStocks on July 16 and 5 more on July 9 Lista continues its rapid expansion of tokenized stock collateral on BNB Chain, offering 24/7 access to borrow against traditional securities. The platform now supports over 30 different bStocks as collateral, including major tech companies and ETFs. Visit [Lista Lending](https://lista.org/lending/borrow?zone=bstocks) to supply your bStocks and start borrowing.
Community article

Lista DAO Offers Negative Borrow Rates Through August 2nd

Mon 8th Jun 2026
Lista DAO is running a promotional campaign until August 2nd offering negative interest rates on borrowing, meaning users get paid to borrow. **Available rates:** - Borrow U (UTechStables): as low as -12.45% - Borrow USDT: as low as -7.65% - Borrow USD1: as low as -0.82% The promotion allows users to access liquidity from their held assets while earning returns. Lista DAO is a liquidity protocol that enables users to earn yields on collateralized crypto assets and borrow lisUSD, their decentralized stablecoin. Learn more at [lista.org](https://lista.org)
Community article

Lista DAO Launches XAUt Vault with $100K Reward Pool

Thu 28th May 2026
Lista DAO has integrated a new XAUt (tokenized gold) vault on Binance Wallet, offering users a share of $100,000 in LISTA tokens. **Key Features:** - Deposit XAUt into the vault through Binance Wallet - Borrow XAUt against multiple collateral types with competitive rates - BTCB: 0.03% interest rate - USDT: 0.04% - slisBNB: 0.05% - BNB: 0.08% - USDC&USDT LP: -0.22% (negative rate, meaning borrowers earn) The integration builds on Lista's recent Binance Wallet partnership, which consolidated deposit, borrowing, and position tracking into a single interface. XAUt represents Tether's tokenized gold product, allowing users to gain exposure to gold prices while participating in DeFi lending markets. [Access the XAUt market](https://lista.org/lending/market/bsc/0xe111421373e0aed9a1ed9c59627849c05d3e0912fe31deb7f460523ff331420d?tab=market)
Community article

🎯 Binance Wallet Launches DeFi Season

Thu 28th May 2026
Binance Wallet has launched its DeFi Season campaign starting May 28, distributing $2 million in rewards across multiple protocols. **Lista DAO Allocation:** - Total rewards: $400,000 - $100K for XAUt Earn - $300K across Gauntlet USDT Vault and U & USD1 co-curated vaults **Venus Flux Integration:** - $50,000 in rewards over 60 days - Users can supply USDT and earn rewards The campaign aims to incentivize liquidity provision across various DeFi protocols within the Binance Wallet ecosystem. [Full details](https://www.binance.com/en/events/wallet-defi-season-2026)
Community article

Lista DAO Updates Circulating Supply After veLISTA Sunset

Mon 25th May 2026
Lista DAO has issued a transparency update regarding its $LISTA token supply following the veLISTA sunset program. **Key Points:** - All previously staked $LISTA tokens have been unlocked and are now claimable - 24.4M $LISTA from unclaimed veLISTA positions is now included in circulating supply calculations - This represents previously unlocked tokens, not a new token release - The veLISTA sunset took effect following LIP-024, allowing immediate unlocking with no penalties Users can redeem their $LISTA by visiting [lista.org](https://lista.org/lock), navigating to the veLISTA Lock LISTA section, and clicking "Unlock." The update aims to provide accurate transparency on token circulation as the protocol transitions away from its veLISTA staking mechanism.
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