Background

ListaDAO

Lista DAO functions as a open-source liquidity protocol for earning yields on collateralized Crypto assets (BNB/ETH/Stablecoins) and borrowing of our decentralized stablecoin, lisUSD, also known as a "Destablecoin".

It uses and expands the proven MakerDAO model for a decentralized, unbiased, collateral-backed destablecoin.

The protocol consists of a dual token model (lisUSD and LISTA) and a set of mechanisms that support instant conversions, asset collateralization, borrowing, yield farming, etc. We are native to the BNB Chain ecosystem and have plans to expand to multiple chains in the near future.

The protocol is built by DeFi and smart contract experts with the aim to position the world-class revolutionary lisUSD Destablecoin as the most widely used one, by leveraging Proof-of-Stake (PoS) rewards and yield-bearing assets.

Integrationstwitter

Lista DAO Adds 10M Liquidity to U Vault, Expands PT Markets Across Multiple Vaults

Thu 15th Jan 2026
**Lista DAO Week 81 Update** **Governance & Rewards** - veLISTA holders received ~459.9K $LISTA in weekly rewards - Current APR stands at 46.86% - Spanish community AMA held with Binance ES **Lista Lending Expansion** The protocol added several new Principal Token (PT) markets: - PT-sUSDe-09APR2026 (Plasma) now available in USDT, USD1, and U vaults - PT-srUSDe-02APR2026 added to USDT and U vaults - PT-USDe-07May2026 integrated across U, USDT, and USD1 vaults - New USDC and USDC/USDT Smart LP markets launched **Major Liquidity Boost** - 10M in liquidity added to UTechStables $U vault **Community Campaigns** - Binance Square Creator Campaign concluded with 116,270 $LISTA distributed to 4,268 participants - U/USDT LP campaign extended for two additional weeks with 240K $LISTA in extra rewards The updates continue Lista DAO's expansion of collateral options and lending markets across its protocol.
Community article

Lista DAO Launches Onchain U.S. Treasury and Corporate Bond Access on BNB Chain

Fri 6th Feb 2026
Lista DAO has introduced Real World Asset (RWA) trading capabilities, becoming the first platform on BNB Chain to offer native exposure to traditional financial instruments fully onchain. **Available Assets:** - Short-term U.S. Treasury securities with 3.65% APY - AAA-rated Collateralized Loan Obligations (CLOs) with 4.71% APY Users can deposit USDT to access these yield-generating traditional assets directly through the blockchain, bridging conventional finance with decentralized infrastructure. [Explore Lista RWA](https://lista.org/rwa?utm_source=x&utm_medium=promo&utm_campaign=0203&u)
Community article

Lista Lending Adds PT-sUSDe Markets with Multi-Stablecoin Borrowing Options

Fri 30th Jan 2026
Lista Lending has expanded its platform by adding PT-sUSDe-09APR2026 (Plasma) as collateral for borrowing three stablecoins. **New Borrowing Markets:** - PT-sUSDe/USD1: ~0.77% rate with 1.4M liquidity - PT-sUSDe/U: ~0.76% rate with 350K liquidity - PT-sUSDe/USDT: ~0.77% rate with 150K liquidity The integration follows a previous listing on HyperLend in August 2025, where PT-sUSDe by Pendle was made available for borrowing USDT0 and USDe with up to 4x leverage. **Key Considerations:** - Supplying PT-sUSDe generates yield - Market volatility may affect collateral value - Depeg risk exists [Access the markets](https://lista.org/lending/market/bsc/0x73a49d7e15386803327e0571908259b1ebd9c5638f91b90545fdda7694c8a3a2?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0130)
Community article

Lista DAO Unveils 2026 H1 Roadmap with Ethereum Expansion and RWA Integration

Thu 15th Jan 2026
Lista DAO has released its roadmap for the first half of 2026, outlining several product expansions: **Key Developments:** - **Stableswap Hub**: Deployment on Ethereum mainnet with aggregator integrations - **RWA Zone**: Introduction of corporate bonds and expanded token utility - **Onchain Credit Lending System**: New lending infrastructure - **Prediction Market Based Vaults**: Novel vault mechanisms The roadmap builds on Lista DAO's 2025 vision, which focused on veLISTA empowerment, lisUSD expansion, liquid staking enhancements, and BNBFi ecosystem growth. Full details: [Lista DAO 2026 H1 Roadmap](https://blog.lista.org/lista-dao-2026-h1-road-map)
Community article

Lista DAO Launches RWA Yields on BNB Chain

Thu 15th Jan 2026
Lista DAO has launched Real World Asset (RWA) yields on BNB Chain, marking the first native RWA offering on the network. **Key Features:** - Users can deposit USDT to earn yields from tokenized real-world assets - U.S. Treasury Bills offering 3.65% APY - AAA-rated Collateralized Loan Obligations (CLOs) providing 4.71% APY - Integration powered by Centrifuge with Chainlink price feeds **What This Means:** The platform brings traditional finance yields on-chain, allowing crypto users to access institutional-grade fixed income products. Lista DAO, known for its lisUSD stablecoin protocol, expands beyond its core lending and borrowing services to offer exposure to government bonds and high-grade debt instruments. This development represents a growing trend of bridging traditional financial products with blockchain infrastructure, making treasury yields accessible to crypto holders without leaving the chain. [Access Lista RWA](https://lista.org/rwa?utm_source=x&utm_medium=annon&utm_campaign=0112&u)
Community article

Lista DAO Distributes 262K LISTA Tokens in 72nd Weekly Rewards

Thu 4th Dec 2025
Lista DAO has distributed its **72nd weekly veLISTA rewards**, totaling **262K LISTA tokens**. **Key Details:** - APR reaches up to **41.08%** with voting incentives - Weekly distribution continues Lista's regular reward program - Users can claim lending emissions and borrow rebates The rewards are part of Lista DAO's ongoing incentive structure for veLISTA holders. The protocol operates as a liquidity platform for earning yields on crypto assets while enabling borrowing of lisUSD stablecoin. **Action Required:** Users should visit [lista.org/lock](http://lista.org/lock) to claim their rewards and rebates.
Community article

Lista DAO Explains Smart Lending Protocol Mechanics

Thu 4th Dec 2025
Lista DAO has published an educational piece explaining **Smart Lending** and its operational mechanics. The protocol allows users to: - Deposit collateral at fixed or custom ratios - Set slippage parameters for borrowing - Supply assets without borrowing - Cleanly repay loans and withdraw collateral Smart Lending is part of Lista DAO's broader **liquidity protocol** that enables yield generation on collateralized crypto assets including BNB, ETH, and stablecoins. Users can borrow **lisUSD**, the protocol's decentralized stablecoin, against their deposited collateral. The system builds on the proven MakerDAO model while operating natively on BNB Chain. A comprehensive hands-on tutorial is available, providing step-by-step guidance for accessing and using the Smart Lending features. [Read the full guide](https://www.odaily.news/zh-CN/post/5207789)

Lista DAO Launches Fixed Rate & Term Loans with Predictable Borrowing Costs

Thu 4th Dec 2025
**Lista DAO has launched Fixed Rate & Fixed Term loans**, expanding its lending capabilities with predictable borrowing options. **Key Features:** - Lock in fixed interest rates for **3, 7, 14, 30, or 60 days** - Use **$BNB, $slisBNB, or $BTCB** as collateral - Borrow lisUSD with **complete rate certainty** - No variable rate surprises or volatility **Built on Proven Infrastructure:** The new product leverages Lista's existing trusted lending system, offering the same robust security with enhanced flexibility. **Getting Started:** Users can access fixed-term borrowing through Lista's [lending page](https://lista.org/lending/borrow) by selecting "Fixed Term Type." This launch provides DeFi users with greater control over borrowing costs and planning capabilities.
Community article

Lista DAO Launches Smart Swap DEX with Multi-Layer Yield Features

Thu 4th Dec 2025
Lista DAO has launched **Smart Swap**, a dedicated decentralized exchange frontend for their Smart Lending protocol. **Key Features:** - Swap functionality for slisBNB ↔ BNB and SolvBTC ↔ BTC pairs - Trading fees distributed to Smart Lending liquidity providers - New **slisBNBx minting** using slisBNB/BNB LP tokens **Multi-Layer Yield Opportunity:** Users can now earn from **4 different sources** simultaneously: - Staking rewards - Smart Lending liquidity provision - LP trading fees - Binance Launchpool rewards The platform addresses community requests for expanded DeFi functionality. Smart Swap focuses on correlated asset pairs, maximizing capital efficiency for users. **Technical Note:** Some users may encounter slisBNB deposit issues requiring delegation through the slisBNBx management page. Explore the new features at [lista.org/swap](https://lista.org/swap)
Community article

Lista DAO Releases Beginner Guide to Crypto Staking and slisBNB Mechanics

Mon 1st Dec 2025
Lista DAO published an educational guide explaining **crypto staking fundamentals** and how their slisBNB token works. The guide covers: - Basic staking concepts for beginners - **slisBNB mechanics** and functionality - How users can earn yields through BNB staking This follows their previous educational content detailing their staking process, where BNB is distributed across validators to optimize earnings. The protocol maintains **full transparency** with on-chain contract actions and has passed security audits. [Read the full guide](https://medium.com/@ListaDAO/what-is-crypto-staking-e903ab626bc3)
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