Circle's Arc Blockchain Launches with 100+ Partners Building Internet Financial Infrastructure

🏗️ Circle's new blockchain

By Circle
Feb 23, 2026, 2:40 PM
twitter
News article
Photo by Circle

Circle has unveiled Arc, a new blockchain network designed as infrastructure for the emerging Internet Financial System.​ The platform goes beyond stablecoins to create a unified layer connecting regulated digital assets, applications, and institutions.​

Key Technical Features:

  • Deterministic ~1 second finality for fast settlement
  • Transaction fees denominated in USDC for predictable costs
  • Built specifically for institutional and AI-native financial workflows

Early Traction: Over 100 partners are already building and testing on the network, signaling institutional interest in the infrastructure layer.​

Strategic Context: Arc represents Circle's evolution from stablecoin issuer to full-stack financial infrastructure provider.​ The platform aims to serve as the "Economic OS for the internet," uniting programmable money with real-world economic activity.​ This follows USDC processing nearly $10T in onchain transaction volume in Q3 2025 and expanding to 30 blockchains.​

The launch comes as regulatory clarity has accelerated institutional adoption of digital assets across payments, treasury, and capital markets.​

Sources

The internet financial system isn’t built with a single product. It’s built with layers that reinforce each other. → Trusted digital assets power value. → Applications turn that value into real workflows. → @Arc unites programmable money and onchain innovation with real-world

Image
366
Reply

Tweet not found

The embedded tweet could not be found…

Arc represents a shift beyond stablecoins alone. As finance and economic coordination move onto the internet, Arc provides the infrastructure layer that connects regulated stablecoins, applications, and institutions into a single system. → Deterministic ~1s finality →

Image
317
Reply

Arc was designed in 2025 to become the Economic OS for the internet. → Designed for deterministic sub-second finality → @USDC as native gas with predictable, fiat-denominated fees → Built for institutions, developers, and AI-native financial workflows → Backed by a growing

Image
314
Reply

USDC’s multichain expansion accelerated in 2025. → Natively available on 30 blockchains → 14 new networks added in a single year → Built to meet institutional scale and reliability requirements The goal wasn’t just reach. It was usability. CCTP, Gateway, and xReserve work

Image
584
Reply

How can stablecoins expand financial access for the world’s most underserved? Circle’s Chief Strategic Engagement Officer, Elisabeth Carpenter, shared her perspective with the World Economic Forum, exploring how regulated stablecoins are already being used to widen access to

Image
288
Reply

Trust is the foundation of any financial system. As regulatory clarity accelerated in 2025, institutions increasingly looked for digital assets that could operate inside clear, enforceable rules. Circle was already built for that environment, with fully reserved stablecoins,

Image
911
Reply
Read more about Circle

Circle Highlights Women's Leadership in Finance at Nasdaq Tower for International Women's Day

Circle Highlights Women's Leadership in Finance at Nasdaq Tower for International Women's Day

Circle's Chief Strategic Engagement Officer Elisabeth Carpenter was featured at Nasdaq Tower for International Women's Day through PledgeOne's spotlight program. **Key Points:** - The recognition emphasizes the strategic importance of women's leadership in financial markets - Circle positions inclusive leadership as essential for building stronger financial systems - The company argues that women's leadership drives market expansion, community strength, and innovation This spotlight aligns with Circle's broader commitment to financial inclusion, following their December 2024 launch of the Circle Foundation through a Pledge 1% equity commitment.

Circle CEO Compares Stablecoins to HTTP Protocol for Digital Dollars

Circle CEO Jeremy Allaire drew a parallel between stablecoins and HTTP, positioning them as the foundational protocol for moving dollars on the internet. **Key Points:** - Stablecoins function as infrastructure for digital dollar transactions, similar to how HTTP enables web communication - Programmable money capabilities are creating new possibilities for global value transfer - This builds on Allaire's previous statements about stablecoins strengthening US dollar influence globally The comparison highlights stablecoins' role as a fundamental building block for internet-native finance rather than just another cryptocurrency.

🌉 USDC Cross-Chain Transfers Hit $31B in Q3, Up 740% Year-Over-Year

**Cross-chain stablecoin movement reached new scale in Q3 2026** Circle's Cross-Chain Transfer Protocol (CCTP) processed $31 billion in USDC transfers during Q3, marking 740% growth compared to the previous year. The protocol enables native, one-to-one USDC transfers between blockchains without creating wrapped tokens or liquidity fragmentation. **Key developments:** - CCTP eliminates technical barriers for moving stablecoins across different blockchain networks - Growth reflects increasing demand for seamless cross-chain liquidity - USDC now operates natively on 30 blockchains, with 14 networks added in 2025 - Recent expansion includes [Morph Network](http://www.circle.com/blog/usdc-cctp-are-coming-to-morph-what-you-need-to-know), which launched a $150M Payment Accelerator The infrastructure supports institutional-grade transfers of tokenized assets including stocks, funds, and bank deposits across blockchain ecosystems. Circle positions this as cross-chain interoperability becoming standard internet infrastructure rather than a technical obstacle.

🤖 AI's Industrial Revolution Moment

**AI is poised to drive economic transformation comparable to the Industrial Revolution**, according to Jeremy Allaire's discussion on the All-In podcast. **Key parallels to the Industrial Revolution:** - Mechanized labor transformed the 1800s; AI agents will transform cognitive work now - By 2026: $1 trillion in global AI capital expenditure expected - AI compute projected to consume 2.5% of US power capacity - Productivity multipliers of 30-50x predicted by 2027 **The convergence driving change:** - AI agents transacting autonomously - Internet-native money (stablecoins) - Programmable blockchain infrastructure Allaire notes his company is already seeing "real acceleration in product velocity" by integrating AI across development and engineering. The velocity of money is expected to increase by orders of magnitude as AI agents conduct autonomous transactions. **The challenge:** Building new economic infrastructure to support this transformation - what Allaire calls "the Internet financial system" at the intersection of AI, stablecoins, and blockchains. This may represent the greatest acceleration of economic activity in human history.

Givepact Enables Nonprofits to Accept USDC Donations with Instant Conversion

Givepact Enables Nonprofits to Accept USDC Donations with Instant Conversion

Circle Alliance Program member **Givepact** has launched a platform that allows nonprofits to accept digital asset donations using USDC. **Key features:** - Seamless conversion of crypto donations to traditional currency - Faster donation processing for donors - Simplified tracking and management for nonprofits - Built entirely on USDC infrastructure The platform addresses a common barrier for charitable organizations wanting to accept cryptocurrency by handling the technical complexity of digital asset conversion. [Read more](https://www.circle.com/blog/givepact-brings-stablecoin-donations-to-nonprofits-with-usdc)