Circle

Circle unveiled **StableFX**, an institutional-grade foreign exchange engine that modernizes the world's largest financial market through blockchain technology. **Key Features:** - RFQ execution with competitive pricing across liquidity providers - Instant onchain settlement capabilities - 24/7 capital-efficient operations - Currently live on Arc Testnet **Circle Partner Stablecoins Program** expands currency options with eight regional participants: - AUDF (Australia), BRLA (Brazil), JPYC (Japan) - KRW1 (South Korea), MXNB (Mexico), PHPC (Philippines) - QCAD (Canada), ZARU (South Africa) The platform combines StableFX, Partner Stablecoins, and Arc to deliver seamless execution and instant settlement, aiming to accelerate the shift toward a globally connected financial system built on stablecoin infrastructure. [Request testnet access](https://www.circle.com/join-stablefx) | [Read the litepaper](https://circle.com/stablefx-litepaper)

Circle CEO Jeremy Allaire appeared on CNBC to discuss the company's evolution into a **full stack internet platform business**. Key highlights from the interview: - **USDC adoption is accelerating** across various use cases - Strong **institutional growth** continues to drive momentum - Circle's **differentiation in the market** is becoming clearer This follows previous statements from Allaire about the convergence of internet and financial systems. Circle's Q2 results earlier this year marked significant milestones for USDC adoption. The company appears focused on expanding beyond just stablecoin services into a broader platform approach, leveraging their established position in digital currency infrastructure.

Circle's Q3 2025 earnings show significant growth in digital dollar adoption: - **USDC circulation reached $73.7B**, representing a 108% year-over-year increase - **Onchain transaction volume hit $9.6T**, up 680% compared to the same period last year - Results demonstrate continued expansion of digital payment infrastructure The stablecoin issuer's quarterly performance indicates growing institutional and retail adoption of USDC for payments and treasury management. Full earnings details available at [investor.circle.com](http://investor.circle.com)

**Wyclef Jean has officially joined Circle as Global Culture Advisor**, marking a significant partnership between the Grammy-winning artist and the stablecoin company. The musician spoke with CNBC Crypto about his new role, hinting at **crypto-themed lyrics in his latest single**. This collaboration aims to bring Circle's stablecoin mission to mainstream audiences through music and cultural storytelling. - Circle announced the partnership to leverage Wyclef's influence in bridging traditional entertainment with blockchain technology - The artist will focus on cultural leadership and performance to promote stablecoin adoption - His upcoming music appears to include references to his new crypto advisory role This partnership represents Circle's strategy to **expand beyond traditional finance** into popular culture, using music as a vehicle for cryptocurrency education and adoption.

A web3 company has achieved a significant milestone by securing **25 patents** in just two years of operation. The patent portfolio covers critical blockchain technologies including: - Cross-chain infrastructure solutions - Token and smart contract systems - Wallet security implementations - Advanced cryptography methods - Payment security protocols This achievement highlights the company's focus on **research and development** across core web3 infrastructure. The patents span multiple technical areas essential for blockchain adoption and security. The milestone demonstrates how established players are building **intellectual property portfolios** around foundational blockchain technologies. These patents could provide competitive advantages as the web3 ecosystem continues expanding. The company's research, engineering, and product teams collaborated to develop these innovations across diverse technical domains in a relatively short timeframe.

**Shifting the narrative**: Kash Razzaghi believes crypto's true story isn't about speculation but **global economic inclusion**. **The mission**: Wyclef Jean is working to transform cultural currency into economic freedom for the unbanked. **The problem**: - Over 1 billion people lack bank account access - Money transfers in developing countries face significant delays - Current financial systems exclude massive populations **The solution**: Leveraging crypto's potential for **financial accessibility** rather than trading profits. Wyclef's first-hand experience in developing countries highlights how traditional banking failures create real hardships for families waiting on critical transfers.

**Immunefi** has joined Circle's Alliance Program to enhance security across the stablecoin ecosystem. The platform brings: - **Onchain threat prevention** capabilities - **Crowdsourced security** solutions - Protection for **$180B+ in funds** Their unified platform strengthens infrastructure across protocols using USDC, adding another layer of security to the growing stablecoin market. This partnership expands Circle's Alliance Program, which already includes institutional custody provider Cobo Global and other infrastructure partners focused on making USDC more secure and accessible.

**Circle responds to Treasury's call for public input on stablecoin regulation** Circle has submitted detailed recommendations to the U.S. Treasury regarding implementation of the GENIUS Act - the new federal law governing payment stablecoins. **Key focus areas:** - Uniform regulatory framework for U.S. dollar stablecoins - Prudential soundness requirements - Clear implementation guidelines The GENIUS Act, which became law in July 2025, established the **first federal framework** for payment stablecoins in the United States. Circle's response aims to help Treasury create consistent rules that strengthen the financial system while enabling responsible innovation in digital payments. [Read Circle's full response summary](https://www.circle.com/blog/circle-submits-comment-letter-on-implementation-of-the-genius-act)

Linea blockchain completed a groundbreaking transition from bridged to native USDC, marking the first seamless upgrade of its kind. Key highlights: - Over $21M instantly upgraded without disrupting users or apps - No liquidity migration or smart contract changes required - CCTP V2 deployment enables unified cross-chain liquidity - Zero friction for end users during transition The upgrade makes Linea the 19th blockchain with native USDC support, offering: - Direct 1:1 USD redemption for institutional users - Faster cross-chain transfers (seconds) - Day 1 support from major protocols like Aave and MetaMask [Read the full case study](https://www.circle.com/case-studies/linea)

Circle has unveiled its **Circle Payments Network**, marking a significant expansion of their financial infrastructure. The network aims to bridge traditional finance with digital assets through: - Real-time merchant settlements - Cross-border payment capabilities - Integration with existing payment rails - Support for both USDC and fiat currencies This development represents Circle's strategic move to enhance global payment infrastructure, focusing on practical business applications rather than speculative use cases. The system will operate alongside traditional payment networks, offering merchants and institutions more efficient settlement options while maintaining regulatory compliance. *Key benefit*: Reduced settlement times and costs for businesses handling international transactions.