Ripple integrates Privy wallets into XRP Ledger for AI payments
Ripple is bringing Stripe-owned Privy's wallet infrastructure to the XRP Ledger, letting developers embed wallets inside payments apps so customers can send XRP, RLUSD and other assets without managing their own keys or recovery phrases. The integration also lets AI agents hold funded wallets and automatically pay for online services through the x402 payment standard, with a Ripple executive saying agent payments already account for about 25% of ledger activity.
- Cumulative agent payments passed 14 million across 169 registered merchants per the XRPL AI Hub, though total value is small (roughly 6,991 XRP and 12,752 RLUSD) — consistent with micro-payments for individual requests.
- Each new embedded wallet must still receive the network's 1 XRP minimum reserve to activate, and users can export keys to move wallets elsewhere.
The move builds on Ripple's June developer kit for agent payments and its September expansion to support the Stripe-Tempo payment standard.
Sources
- NEW: @Ripple integrates @privy_io wallet infrastructure into the XRP Ledger, letting AI agents hold and spend $XRP and $RLUSD autonomously as agent payments already represent 25% of XRPL activity. https://t.co/0zVWJah1WDx.com ↗
- Ripple adds Stripe-owned wallets to XRP Ledger as AI payments pass 14 millioncoindesk.com ↗
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