Yearn

**Yearn's new USDS vault through Term Labs is gaining traction**, offering depositors an average **6% yield** through a dual-strategy approach. The vault operates by: - Earning **7.5% APY** on ~69% of deposits through fixed-rate lending - Generating **4.8% APY** on remaining funds via Yearn's USDS vault - Providing additional **Cap Money points** on collateral Term Labs uses **sealed-bid auctions** every ~4 days to match lenders with borrowers seeking loans against blue-chip collateral. Currently serving a **$445K USDS loan** for 45 days at 7.5% annualized rate, backed by fixed-duration cUSD collateral. **Idle funds aren't wasted** - they're automatically allocated to Yearn's USDS vault until the next auction, maximizing yield efficiency. Yearn's DAI-2 vault also participates by converting DAI to USDS at 1:1 ratio before depositing into the Term strategy.

**Yearn Finance** is hosting a Twitter Space discussion focused on bringing **transparency, security, and better risk practices** back to DeFi markets. The conversation centers around the question: *How do we make DeFi Cypherpunk again?* **Featured Partners:** - @LiquityProtocol - @asymmetryfin The discussion aims to address current challenges in decentralized finance and explore solutions for returning to DeFi's original principles of transparency and security. [Set a reminder for the Twitter Space](http://x.com/i/spaces/1vAGR)

**Yearn Curation has grown to $160M TVL** since launching in July, positioning itself as a security-focused curator in the DeFi lending space. **Key Performance Metrics:** - WETH Vault: $46M TVL, 3.8% yield (3rd largest WETH vault) - USDC Vault: $29M TVL, 4.74% yield with OEV boosting - Curates 2 of 3 highest TVL vaults on Katana **Risk Management Framework:** - Multi-dimensional risk scoring across 8 categories - Continuous monitoring of all vault strategies - In-house risk capabilities built for Morpho Labs integration **"Know Your Curator" Philosophy:** Yearn emphasizes transparency in curation practices, contrasting with recent concerns about opaque lending practices in DeFi. Their approach prioritizes fund safety over maximum yields. The platform leverages existing vault curation expertise to manage Morpho vaults, ensuring strategy alignment with user risk preferences while maintaining immutable code with configurable parameters.

Yearn Finance has launched a new USDC vault that leverages API3's Oracle Extractable Value (OEV) network to boost yields. The vault represents a shift in how liquidation value is captured in DeFi lending markets. Previously, liquidator bots competed through gas price auctions, with most value going to validators. API3's OEV network changes this by: - Obscuring oracle data - Auctioning data to liquidators - Redirecting value from validators to protocols Key Benefits: - Enhanced yield potential - Exclusive use of API3 oracles - Increased oracle diversity [Learn More](https://forum.morpho.org/t/new-oev-boosted-vaults-by-yearn-api3/1833)

Yearn Finance announces yBOLD, a yield-bearing version of BOLD built on Yearn V3. Key features include: - Oracle-free architecture - Permissionless access - Automatic yield optimization - Zero entry/withdrawal fees - Integration with Yearn's Dutch Auctions The upgrade enables users to earn yields while maintaining BOLD exposure. Additionally, @asymmetryfin is developing sUSDaf, among other yield-bearing Liquity V2 projects in development. Previous implementations showed potential for: - Use as productive collateral on platforms like Euler - Advanced yield strategies via Spectra and Pendle - Exposure to 15+ fork rewards through Stability Pool deposits

Yearn Finance has launched Horizon Vaults on Base network, offering professional-grade yield opportunities for multiple assets: - Supported tokens: WETH, USDC, cbBTC, cbETH - Built for precision yield optimization - Designed for professional traders and institutions - Available on Base network for faster transactions Access the new vaults at [Yearn Finance](https://yearn.fi/v3?search=horizon) *Note: These vaults represent Yearn's strategic expansion to Base network, focusing on institutional-grade yield generation.*

Yearn Finance has unveiled a new vault integration with Morpho Labs, offering users an optimized yield-generating solution. Key features: - Auto-compounding returns - Maintained liquidity - Optimized yield strategies The vault represents a significant upgrade to Yearn's existing ETH yield offerings, building on their previous Pendle yPT vaults. [Access the new vault here](https://yearn.fi/v3/1/0x09580f2305a335218bdB2EB828387d52ED8Fc2F4)

Yearn Finance is enabling eligible holders to claim physical copies of the YFu comic. - Eligibility depends on wallet snapshot - Claims available at [temple.yearn.fi](http://temple.yearn.fi) - Shipping information required for physical delivery *Note: This marks the transition of YFu comic from digital to physical format, bringing web3 storytelling into the tangible world.*

Yearn Finance, Morpho Labs, and Moonwell have collaborated to create integrated DeFi vaults offering enhanced yield opportunities. The partnership combines the strengths of three major DeFi protocols: - Yearn's automated yield strategies - Morpho's lending optimization - Moonwell's liquidity provision Users can access these new vaults through the Yearn interface, potentially earning higher APYs through the combined protocol mechanics. Visit yearn.fi/v3?search=morpho to explore the available vaults.

Yearn Finance, a leading DeFi protocol, has announced the start of its 'ship season'. This period typically signifies increased development activity and new feature releases. Key points: - 'Ship season' indicates a surge in product launches - Yearn Finance likely to unveil new DeFi tools or upgrades - Community anticipation builds for potential improvements While details remain scarce, this announcement suggests Yearn is gearing up for significant developments. Users and investors should stay tuned for updates that could impact the DeFi ecosystem. *Keep an eye on Yearn's official channels for forthcoming announcements.*