Morpho

**Crypto.com** is launching a comprehensive DeFi lending and borrowing platform powered by **Morpho** on the **Cronos blockchain**. The new service will allow millions of Crypto.com App users to: - **Earn interest** on deposited crypto assets - **Borrow against** their holdings - Access DeFi services **directly within** the Crypto.com App This integration brings **institutional-grade DeFi** to mainstream users through Morpho's lending optimization technology, which typically offers **improved rates** compared to traditional lending pools. The partnership represents a significant step in making **DeFi more accessible** to retail users without requiring them to navigate complex protocols independently.

**DeblockApp**, a MiCA-compliant neobank, now offers EU customers sustainable high-yield savings through **Morpho protocol integration**. **Key Features:** - Up to **10% savings rates** on deposits - **Noncustodial design** - users maintain control of funds - **2-tap deposits and withdrawals** for seamless user experience - Auto-converts fiat deposits into stablecoins (USDC/EURC) **How It Works:** Deblock Vaults automatically deposit converted euros into optimized lending pools including: - Moonwell Flagship EURC Vault - Moonwell Flagship USDC Vault - Seamless USDC Vault The integration leverages **Morpho's lending optimization** to provide enhanced yields while maintaining familiar banking experience for European users. [Read full story](https://morpho.org/stories/deblock/)

**GSQ Holdings ($GAME) selects Morpho for major treasury strategy** The gaming company approved up to **$250M allocation** for ETH lending through Morpho's protocol. Partnership with Dialectic Group enables risk-controlled yield generation. **Key details:** - Annualized yield reached ~8% in August - Strategy backed by global borrowing demand - Morpho connects decentralized autonomous treasuries (DATs) with worldwide borrowers This move highlights growing corporate adoption of DeFi lending protocols for treasury management. The allocation represents significant institutional confidence in Morpho's lending infrastructure.

**Morpho Vaults V2** has officially launched as a new open-source standard for asset curation. **Key Features:** - Live now on Ethereum with multi-chain expansion planned - Builds on the success of previous versions that secured 50%+ of ERC-4626 vault deposits - Designed to power the future of decentralized asset management **Background Context:** - Follows Morpho Vaults 1.1, which introduced curator improvements and broader B2B integrations - Part of Morpho's cross-chain vision spanning 20+ networks - Vaults have become the new standard for asset curation in DeFi The launch represents a significant milestone in decentralized finance infrastructure, providing enhanced tools for asset managers and curators across multiple blockchain networks. [Read full announcement](https://morpho.org/blog/morpho-vaults-v2-a-new-standard-for-asset-curation/)

**Makina Season 0** has launched, featuring Pre-Launch Machines powered by Morpho that offer multiple reward streams: - **Exclusive yield** from Morpho Vaults - **MAK Points** for upcoming token drop - **Tickets** providing access to Makina's ICO This builds on Morpho's existing **Katana Flywheel** program, which distributes 250M KAT rewards over 2 years. The platform offers: - Curated vaults from partners like Gauntlet and Steakhouse - Borrowing options for USDC, USDT & AUSD - Over $210M in pre-deposited liquidity Morpho operates as a lending protocol optimizer, improving rates for both suppliers and borrowers while maintaining the same risk parameters as underlying protocols like Aave and Compound. *Explore Makina's Pre-Launch Machines to start earning multiple reward types.*

**Institutional DeFi Access Simplified** Narval's DeFi Gateway now offers direct custodian access to Morpho lending protocol for institutional clients. **Key Benefits:** - Direct institutional access to optimized lending rates - Custodial-grade security for DeFi participation - Streamlined gateway for professional investors This integration builds on Morpho's strategy of giving partners infrastructure ownership, similar to their collaboration with Coinbase. **What This Means:** Institutions can now access Morpho's enhanced lending rates through secure custodial infrastructure, removing traditional barriers to DeFi participation.

Financial super apps are now integrating **Morpho protocol** to enhance their lending capabilities. Morpho acts as a **peer-to-peer layer** on top of existing lending pools like Compound and Aave, seamlessly improving rates for both suppliers and borrowers. Key benefits: - **Better rates** while maintaining same liquidity - **Preserved risk parameters** from underlying protocols - **Enhanced user experience** without complexity This integration allows super apps to offer: - Upgraded versions of Aave V2 and V3 - Improved Compound V2 functionality - **Optimized lending** without sacrificing security The move signals growing adoption of Morpho's lending optimization technology across major financial platforms.

**SheFi Summit Singapore** is happening October 3, powered by Morpho lending protocol. The event targets **onchain trailblazers** and features @kugusha explaining why Morpho will power the financial world. - Morpho optimizes lending rates on top of protocols like Aave and Compound - Improves rates for both suppliers and borrowers - Maintains same liquidity and risk parameters Tickets available at [luma.com/shefisummitsg](https://luma.com/shefisummitsg)

**Keyrock Trading's latest Onchain Asset Management Report** reveals that vaults have emerged as the dominant standard for asset curation in DeFi. **Key findings:** - Curated vaults on Morpho now represent **over 50% of all deposits** secured by ERC-4626 vaults - This marks a significant shift toward **professional asset management** in decentralized finance - Vaults are becoming the preferred method for **optimizing yield strategies** The report highlights how institutional-grade curation is gaining traction, with platforms like Morpho leading the charge in vault adoption. **Recent developments** include Spark officially entering the asset curation space with their new vault offerings, leveraging the Spark Liquidity Layer to optimize allocations. This trend suggests that **automated, curated investment strategies** are becoming mainstream in DeFi, moving beyond simple lending and borrowing.

Morpho's lending protocol optimization platform has maintained over $6 billion in Total Value Locked (TVL) and $9 billion in total deposits since August 1st, 2025. This represents significant growth from $2.5 billion TVL reported in mid-July 2025. The protocol, which enhances rates on major lending platforms while maintaining their risk parameters, has shown consistent growth in adoption across its optimizers for AaveV2, AaveV3-ETH, and CompoundV2. - TVL growth: $2.5B → $6B+ in ~2 weeks - Total deposits: $9B+ - Sustained levels since August 1st This rapid expansion demonstrates increasing user confidence in Morpho's lending pool optimization technology.