Background

Huma Finance

Income backed DeFi for the 99%. Lend, borrow and earn with receivables, the new collateral.

NOTE: This guild has been archived by Huma and is unused.

Integrationstwitter

Huma 2.0 Pool Reaches $25M+ Capacity in Record Time

Thu 8th May 2025
The Huma 2.0 lending pool has reached full capacity, attracting over $25M in deposits within 24 hours of launch. Key highlights: - 30,000+ individual deposits - Integration with KaitoAI's Yapper Leaderboard for content creation - Built on Solana blockchain The rapid filling of the pool demonstrates strong community interest in receivables-backed DeFi lending. Content creators can now participate through the Yapper Leaderboard system.

Kaito Yapper Leaderboard Launch

Thu 8th May 2025
Huma has launched the Kaito Yapper Leaderboard, introducing a new engagement tracking system for community participants. - Leaderboard tracks user engagement through yapping activity - Special rewards announced for eligible participants - XION confirmed as next participant in the leaderboard system *Active participation required to qualify for rewards*. Community members encouraged to start yapping to climb the rankings.

PST-USDC Trading Pool Goes Live on Kamino Finance

Thu 8th May 2025
Kamino Finance has launched a PST-USDC liquidity pool, offering enhanced liquidity options for PST holders. Liquidity providers will receive a 3x multiplier on Huma Feathers rewards. This follows the recent Huma 2.0 update that introduced PST (PayFi Strategy Token) as a liquid LP token for Classic Mode users. PST can be: - Swapped instantly for USDC on Jupiter Exchange - Used as collateral for USDC borrowing on Kamino Finance - Traded via Jupiter mobile app Visit [Huma Finance](https://app.huma.finance) to start earning.

Accelerating payments with on-chain liquidity

Thu 8th May 2025
Swift and Chainlink are collaborating to bridge traditional payment systems with blockchain technology. This integration enables: - Automatic triggering of digital asset movements through Swift payment flows - Seamless connection between traditional banking and blockchain networks - Enhanced payment efficiency through on-chain liquidity The partnership aims to modernize cross-border transactions by combining Swift's global reach with blockchain's speed and transparency. This development marks a significant step toward mainstream adoption of blockchain in traditional finance.

Huma 2.0 Launches Permissionless DeFi Platform with Real-World Yields

Tue 8th Apr 2025
Huma has announced the launch of its 2.0 platform, marking a significant shift in DeFi accessibility. The update introduces: - Permissionless access while maintaining compliance - Double-digit yields from real-world financial transactions - New reward system with Huma Feathers - 1:1 conversion of existing Huma points to Feathers The platform focuses on sustainable returns through real-world financial transactions, making DeFi accessible to everyone outside restricted regions. This launch represents a key milestone in PayFi evolution. Want to learn more about real-yield opportunities? Visit [Huma](https://huma.finance)

PayFi Summit Announces Notable Speakers for Hong Kong Event

Thu 13th Feb 2025
The upcoming PayFi Summit at Consensus Hong Kong has announced two prominent speakers: - **Ada Vaughan**, Senior Director of DeFi Partnerships at Stellar Organization, brings her expertise in global partnerships and DeFi strategy. Vaughan holds an MBA from Georgetown and has a background as a serial entrepreneur. - **Takayama Joe**, a crypto YouTuber and investor with 155,000 subscribers, will share insights on DeFi, Solana ecosystem, and AI in crypto. Event Details: - Date: February 17 - Location: Hong Kong - Registration: [Register Here](https://lu.ma/10xsqb5z)
Community article

PayFi vs DeFi: Understanding the Difference

Tue 15th Oct 2024
At the recent #PayFiSummit, Cali Liu, President of the Solana Foundation, clarified the distinction between PayFi and DeFi. The term PayFi, coined by Liu, represents a new paradigm in financial technology. - PayFi focuses on everyday payment solutions - DeFi primarily deals with broader financial services Edwin Aoki, CTO of Blockchain, Crypto & Digital Currencies at PayPal, highlighted the outdated nature of current value transfer systems. He emphasized how PYUSD and Solana are poised to revolutionize payments through: - Instant transfers - Low transaction costs - Enhanced transparency These innovations aim to modernize the 50-year-old financial infrastructure currently in use.

Future of Payments on Stellar Discussed at PayFi Summit

Tue 15th Oct 2024
At the recent PayFi Summit, Tomer Weller engaged in a fireside chat with 0xErbil to discuss the future of payments on the Stellar network. The conversation aimed to provide a comprehensive overview of what lies ahead for this blockchain-based payment system. Key points likely covered: - Current state of Stellar's payment infrastructure - Potential improvements and innovations - Challenges facing widespread adoption - Integration with traditional financial systems While specific details are not provided, the discussion likely touched on Stellar's role in shaping the future of global financial transactions.
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