Background

Huma Finance

Income backed DeFi for the 99%. Lend, borrow and earn with receivables, the new collateral.

NOTE: This guild has been archived by Huma and is unused.

Integrationstwitter

šŸŽ¬ PayFi Summit Videos Coming

Mon 22nd Sep 2025
The **PayFi Summit Singapore** wrapped up successfully, bringing together leaders from traditional finance, DeFi, and PayFi sectors. Key highlights: - Industry experts explored how **on-chain finance is reshaping global payments** and liquidity - Event featured discussions on the convergence of different financial sectors - Major sponsors included Circle, DigiFT Tech, Interlace Money, Obita, and 3World Global **Full event videos** will be released soon on YouTube for those who missed the live sessions. The summit was part of TOKEN2049 week in Singapore, focusing on the future of payment finance and stablecoin adoption.
Community article

Zeus Network Partners with Huma for $10K Reward Pool

Thu 2nd Oct 2025
**New $10K $ZEUS Reward Pool** launched for top 10 depositors in partnership with Zeus Network. **Key Features:** - Borrow using Bitcoin as collateral - Earn real yield plus $ZEUS tokens - Integration with Zeus Network's zBTC ecosystem **How it Works:** - Mint/swap $zBTC via Apollo BTC portal - Deploy on Kamino Finance or Drift Protocol - Borrow USDC at ~6% APY - Deposit on Huma 2.0 for 10% APY + 10% Feathers boost This **PayFi x BTCFi** collaboration unlocks sustainable yield for zBTC holders through real-world payment backing.

šŸš€ PST Outpaces BlackRock

Thu 2nd Oct 2025
**PST token achieves massive adoption** with 86K+ holders while traditional RWA assets from BlackRock and Ondo remain stuck at hundreds of holders. Key insights from RWA Singapore keynote: - **Retail vs institutional gap**: PST's community-driven approach significantly outperforms traditional asset tokenization - **PayFi innovation opportunities** emerging in three areas: - Looping mechanisms - Risk and liquidity management - Agentic payment systems **PayFi positioned as major driver** for stablecoin transaction volume growth, with potential for 1M+ volume increases. The contrast highlights how **community-focused tokenization** can achieve broader adoption than institutional approaches in the RWA space.
Community article

šŸš€ Circle's Payment Network Expands with Embedded USDC Credit Solutions

Thu 2nd Oct 2025
**Circle Payments Network (CPN) gains momentum** with major infrastructure updates and strategic partnerships. **Key developments:** - New **CPN Console** launches as self-serve hub for faster onboarding - **Travel Rule pre-checks** and automated reversals reduce friction - Expanded payout corridors in **Brazil, China, Colombia, Hong Kong, and Nigeria** **Game-changing partnership:** Huma and ARF join CPN as service providers, bringing **embedded USDC credit** to participants. This eliminates prefunding requirements that have long constrained cross-border payments. **Why it matters:** Financial institutions can now access **on-demand USDC credit** instead of locking up capital before transactions. This removes geographic and regulatory barriers to stablecoin access. **Coming soon:** - Programmable logic and chain-agnostic transfers - Smart contracts for automated payment conditions - Native Arc integration The network positions itself as **always-on rails** for the real economy, enabling faster, more efficient global payments infrastructure.
Community article

🚢 Huma Launches Transparent APY System

Mon 29th Sep 2025
**Huma introduces transparent yield structure** with Feathers rewards now displayed as APY starting October 1st. **Key changes:** - Classic base APY set at **9%** - No lockup multiplier increased from 1x to **2x** - Limited-time **Auto Renew** feature offers 1.2x boost **Maximum potential returns:** - Classic Mode: up to **25.9% APY** - Maxi Mode: up to **28.2% APY** Total APY depends on mode, duration, badges, and staked $HUMA tokens. Users with 6-month lockup, OG status, Vanguard badge, and sufficient $HUMA staking achieve highest rates. [Check your estimated APY](https://app.huma.finance/feathers/calculator) by connecting your wallet or using the Huma Calculator.
Community article

šŸ”„ Auto Renew Goes Live

Thu 2nd Oct 2025
A new auto-renewal feature has launched for 6-month positions, allowing users to automatically renew their investments and earn yield without manual intervention. **Key Features:** - Automatic renewal of 6-month positions - **1.2x boost** available for first renewal (limited time) - Can be disabled at any time - Designed for effortless yield earning The feature aims to simplify the investment process by removing the need for manual position renewals while offering an initial incentive boost for early adopters.
Community article

šŸŽ¤ Policy Heavyweights Join PayFi Summit

Thu 11th Sep 2025
**PayFi Summit Singapore** announces its latest speaker lineup featuring key policy and regulatory voices: - **Patrick Campos** - CBO - **Seth Hertlein** - Global Head of Policy at Ledger - **Peter Loo** - Former Vara Dubai Regulator & General Counsel - **Merris Badcock** - VP of Industry Relations at Digital Chamber The summit focuses on **stablecoins, policy, and payments** infrastructure. Co-hosted with Solana Foundation during TOKEN2049. šŸ“ **October 1 | Mandarin Oriental, Singapore** [Register now](https://lu.ma/6z717qxo)
Community article

Huma 2.0 Launches Permissionless DeFi Platform with Real-World Yields

Tue 8th Apr 2025
Huma has announced the launch of its 2.0 platform, marking a significant shift in DeFi accessibility. The update introduces: - Permissionless access while maintaining compliance - Double-digit yields from real-world financial transactions - New reward system with Huma Feathers - 1:1 conversion of existing Huma points to Feathers The platform focuses on sustainable returns through real-world financial transactions, making DeFi accessible to everyone outside restricted regions. This launch represents a key milestone in PayFi evolution. Want to learn more about real-yield opportunities? Visit [Huma](https://huma.finance)

PayFi Summit Announces Notable Speakers for Hong Kong Event

Thu 13th Feb 2025
The upcoming PayFi Summit at Consensus Hong Kong has announced two prominent speakers: - **Ada Vaughan**, Senior Director of DeFi Partnerships at Stellar Organization, brings her expertise in global partnerships and DeFi strategy. Vaughan holds an MBA from Georgetown and has a background as a serial entrepreneur. - **Takayama Joe**, a crypto YouTuber and investor with 155,000 subscribers, will share insights on DeFi, Solana ecosystem, and AI in crypto. Event Details: - Date: February 17 - Location: Hong Kong - Registration: [Register Here](https://lu.ma/10xsqb5z)
Community article

PayFi vs DeFi: Understanding the Difference

Tue 15th Oct 2024
At the recent #PayFiSummit, Cali Liu, President of the Solana Foundation, clarified the distinction between PayFi and DeFi. The term PayFi, coined by Liu, represents a new paradigm in financial technology. - PayFi focuses on everyday payment solutions - DeFi primarily deals with broader financial services Edwin Aoki, CTO of Blockchain, Crypto & Digital Currencies at PayPal, highlighted the outdated nature of current value transfer systems. He emphasized how PYUSD and Solana are poised to revolutionize payments through: - Instant transfers - Low transaction costs - Enhanced transparency These innovations aim to modernize the 50-year-old financial infrastructure currently in use.
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