Background

Huma Finance

Income backed DeFi for the 99%. Lend, borrow and earn with receivables, the new collateral.

NOTE: This guild has been archived by Huma and is unused.

Integrationstwitter

šŸš€ PayFi Breakthrough

Mon 22nd Sep 2025
**Major PayFi developments** emerged at Solana Accelerate APAC in Hangzhou: - **Traditional giants embrace PayFi**: Visa and Stripe are now adopting PayFi infrastructure - **Revolutionary finance stack**: PayFi positioned to transform finance similar to how OSI model revolutionized internet - **Looping advantage**: Identified as PayFi's key structural competitive edge - **Growing adoption**: $PST token holders surpassed 93,000 and continuing to expand The keynote highlighted PayFi's evolution from crypto-native concept to mainstream financial infrastructure. Major announcements are expected at upcoming Solana Conference Accelerate events. Next stops include Shenzhen on October 28th as the APAC tour continues.

Huma Finance Processes $7B+ with 93K Depositors in PayFi Network Growth

Mon 13th Oct 2025
**Huma Finance** has processed over **$7 billion** in transactions with **93,000+ depositors** on its PayFi network, showing continued acceleration. The platform has partnered with **Four Pillars**, Korea's leading research institution, to publish an in-depth analysis of how Huma's PayFi network connects: - Payment systems - Credit facilities - Real-world liquidity This collaboration aims to drive the next phase of **on-chain stablecoin growth**. **How Huma's PayFi Works:** - Provides stablecoin liquidity to payment institutions - Businesses pay daily fees for access - Capital gets repaid and recycled quickly (1-5 days typically) - Liquidity providers earn sustainable yields above 9% The research report covers Huma's PayFi technology stack and system architecture in detail. [Read the full Four Pillars research report](http://docsend.com/v/j685s/fourpillars-huma--leading-payfi-on-the-stablecoin-frontier--en)
Community article

šŸŽ¤ Policy Heavyweights Join PayFi Summit

Thu 11th Sep 2025
**PayFi Summit Singapore** announces its latest speaker lineup featuring key policy and regulatory voices: - **Patrick Campos** - CBO - **Seth Hertlein** - Global Head of Policy at Ledger - **Peter Loo** - Former Vara Dubai Regulator & General Counsel - **Merris Badcock** - VP of Industry Relations at Digital Chamber The summit focuses on **stablecoins, policy, and payments** infrastructure. Co-hosted with Solana Foundation during TOKEN2049. šŸ“ **October 1 | Mandarin Oriental, Singapore** [Register now](https://lu.ma/6z717qxo)
Community article

Huma 2.0 Launches Permissionless DeFi Platform with Real-World Yields

Tue 8th Apr 2025
Huma has announced the launch of its 2.0 platform, marking a significant shift in DeFi accessibility. The update introduces: - Permissionless access while maintaining compliance - Double-digit yields from real-world financial transactions - New reward system with Huma Feathers - 1:1 conversion of existing Huma points to Feathers The platform focuses on sustainable returns through real-world financial transactions, making DeFi accessible to everyone outside restricted regions. This launch represents a key milestone in PayFi evolution. Want to learn more about real-yield opportunities? Visit [Huma](https://huma.finance)

PayFi Summit Announces Notable Speakers for Hong Kong Event

Thu 13th Feb 2025
The upcoming PayFi Summit at Consensus Hong Kong has announced two prominent speakers: - **Ada Vaughan**, Senior Director of DeFi Partnerships at Stellar Organization, brings her expertise in global partnerships and DeFi strategy. Vaughan holds an MBA from Georgetown and has a background as a serial entrepreneur. - **Takayama Joe**, a crypto YouTuber and investor with 155,000 subscribers, will share insights on DeFi, Solana ecosystem, and AI in crypto. Event Details: - Date: February 17 - Location: Hong Kong - Registration: [Register Here](https://lu.ma/10xsqb5z)
Community article

PayFi vs DeFi: Understanding the Difference

Tue 15th Oct 2024
At the recent #PayFiSummit, Cali Liu, President of the Solana Foundation, clarified the distinction between PayFi and DeFi. The term PayFi, coined by Liu, represents a new paradigm in financial technology. - PayFi focuses on everyday payment solutions - DeFi primarily deals with broader financial services Edwin Aoki, CTO of Blockchain, Crypto & Digital Currencies at PayPal, highlighted the outdated nature of current value transfer systems. He emphasized how PYUSD and Solana are poised to revolutionize payments through: - Instant transfers - Low transaction costs - Enhanced transparency These innovations aim to modernize the 50-year-old financial infrastructure currently in use.

Future of Payments on Stellar Discussed at PayFi Summit

Tue 15th Oct 2024
At the recent PayFi Summit, Tomer Weller engaged in a fireside chat with 0xErbil to discuss the future of payments on the Stellar network. The conversation aimed to provide a comprehensive overview of what lies ahead for this blockchain-based payment system. Key points likely covered: - Current state of Stellar's payment infrastructure - Potential improvements and innovations - Challenges facing widespread adoption - Integration with traditional financial systems While specific details are not provided, the discussion likely touched on Stellar's role in shaping the future of global financial transactions.
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