Huma Finance

The co-founders hosted an AMA session focused on their new staking proposal. Key points discussed: - Details of the staking mechanism and its integration with existing protocols - Community feedback and concerns addressed - Timeline for implementation This follows their previous AMA from November 2024 which covered lending features and marketing strategy. *Note: This is an archived discussion and no longer active.*

Huma 2.0 has launched its 24-hour early access period for $HUMA stakers on Solana. The platform offers two distinct earning modes: - **Classic Mode**: 10.5% APY plus tiered Huma Feathers rewards (1x/3x/5x) - **Maxi Mode**: Enhanced Huma Feathers rewards (5x/9x/15x) Staking allocation is calculated at staked $HUMA / 25. Rewards will be applied retroactively from May 26. Public access opens June 11, 10:00 UTC on a first-come-first-served basis. [Start earning on Huma](http://app.huma.finance)

Huma has released their staking rewards proposal detailing incentives for $HUMA token stakers and LP providers. The proposal is open for public feedback until June 17, 00:00 UTC. Key points from recent $HUMA launch: - Staking went live May 26 at 12:30PM UTC - No lockup or vesting periods - Retroactive rewards to be detailed in June - Claim window closes June 26 **Important Security Note:** Only trust official channels: [huma.finance](http://huma.finance) and @humafinance [View full proposal](https://www.notion.so/huma-fi/Huma-Staking-Rewards-Proposal-20eefc699c5a80f5bcc1e6f010ccd135)

Huma has announced the launch of its 2.0 platform, marking a significant shift in DeFi accessibility. The update introduces: - Permissionless access while maintaining compliance - Double-digit yields from real-world financial transactions - New reward system with Huma Feathers - 1:1 conversion of existing Huma points to Feathers The platform focuses on sustainable returns through real-world financial transactions, making DeFi accessible to everyone outside restricted regions. This launch represents a key milestone in PayFi evolution. Want to learn more about real-yield opportunities? Visit [Huma](https://huma.finance)

The upcoming PayFi Summit at Consensus Hong Kong has announced two prominent speakers: - **Ada Vaughan**, Senior Director of DeFi Partnerships at Stellar Organization, brings her expertise in global partnerships and DeFi strategy. Vaughan holds an MBA from Georgetown and has a background as a serial entrepreneur. - **Takayama Joe**, a crypto YouTuber and investor with 155,000 subscribers, will share insights on DeFi, Solana ecosystem, and AI in crypto. Event Details: - Date: February 17 - Location: Hong Kong - Registration: [Register Here](https://lu.ma/10xsqb5z)

At the recent #PayFiSummit, Cali Liu, President of the Solana Foundation, clarified the distinction between PayFi and DeFi. The term PayFi, coined by Liu, represents a new paradigm in financial technology. - PayFi focuses on everyday payment solutions - DeFi primarily deals with broader financial services Edwin Aoki, CTO of Blockchain, Crypto & Digital Currencies at PayPal, highlighted the outdated nature of current value transfer systems. He emphasized how PYUSD and Solana are poised to revolutionize payments through: - Instant transfers - Low transaction costs - Enhanced transparency These innovations aim to modernize the 50-year-old financial infrastructure currently in use.

At the recent PayFi Summit, Tomer Weller engaged in a fireside chat with 0xErbil to discuss the future of payments on the Stellar network. The conversation aimed to provide a comprehensive overview of what lies ahead for this blockchain-based payment system. Key points likely covered: - Current state of Stellar's payment infrastructure - Potential improvements and innovations - Challenges facing widespread adoption - Integration with traditional financial systems While specific details are not provided, the discussion likely touched on Stellar's role in shaping the future of global financial transactions.