PayFi vs DeFi: Understanding the Difference

The **PayFi Summit Singapore** is set for October 1, co-hosted with Solana Foundation during Token2049. Key developments driving the summit: - **Stablecoin acceleration** backed by major legislative moves - The **GENIUS Act** providing regulatory support - Focus on how **on-chain finance** is reshaping global payments and liquidity The summit builds on the success of previous PayFi events, with Hong Kong's sessions now available on YouTube. Registration is open at [lu.ma/6z717qxo](https://lu.ma/6z717qxo) for those interested in exploring the future of payment infrastructure and decentralized finance solutions.

**Huma's PayFi Vision Gains Momentum** Huma Co-Founder @0xErbil sat down with CoinDesk Japan to discuss the **true value of PayFi** and its impact on real-time payments. **Key Highlights:** - PayFi enables **real-time payments** for Amazon merchants across Asia - Technology unlocks new payment infrastructure using stablecoins - Interview explores practical applications beyond traditional DeFi **What's Next:** Huma announced their **Korea Arc** expansion, signaling continued growth in Asian markets. This follows previous coverage where Erbil discussed the GENIUS Act signing at the White House and Japan's focus on yen-denominated stablecoins during "Stable Summer."

A **groundbreaking partnership** has emerged in the Solana ecosystem, marking the first collaboration between a Solana yield opportunity and Farm Capital alongside Midas RWA. **Key highlights:** - First-of-its-kind partnership on Solana - Focus on making DeFi yield accessible to everyday users - Integration with established DeFi infrastructure partners This collaboration aims to **bridge the gap** between complex DeFi protocols and mainstream adoption by simplifying yield generation for regular users. The partnership represents a significant step toward democratizing decentralized finance, potentially opening new revenue streams for users who previously found DeFi too complex or risky to navigate.

Huma has announced the launch of its 2.0 platform, marking a significant shift in DeFi accessibility. The update introduces: - Permissionless access while maintaining compliance - Double-digit yields from real-world financial transactions - New reward system with Huma Feathers - 1:1 conversion of existing Huma points to Feathers The platform focuses on sustainable returns through real-world financial transactions, making DeFi accessible to everyone outside restricted regions. This launch represents a key milestone in PayFi evolution. Want to learn more about real-yield opportunities? Visit [Huma](https://huma.finance)

The upcoming PayFi Summit at Consensus Hong Kong has announced two prominent speakers: - **Ada Vaughan**, Senior Director of DeFi Partnerships at Stellar Organization, brings her expertise in global partnerships and DeFi strategy. Vaughan holds an MBA from Georgetown and has a background as a serial entrepreneur. - **Takayama Joe**, a crypto YouTuber and investor with 155,000 subscribers, will share insights on DeFi, Solana ecosystem, and AI in crypto. Event Details: - Date: February 17 - Location: Hong Kong - Registration: [Register Here](https://lu.ma/10xsqb5z)