Credefi Finance

Credefi 101

Credefi: DeFi Lending for Real-economy Businesses

• Credefi is a Fintech / DeFi protocol bridging crypto lenders and small & medium enterprise borrowers from the fiat economy, using an innovative and user-friendly approach.
• Credefi’s platform enables decentralized and secured lending to portfolios of businesses, protecting lenders while providing them fixed APY that is uncorrelated with crypto markets’ volatility.

We built Credefi to resolve some of the key challenges in DeFi and TradFi:

• On the DeFi side, DeFi yields are inconsistent, fragile, and evaporate in bear markets. We see that speculative borrowers cannot satisfy DeFi lending supply.
• On the TradFi side, small and medium enterprises are historically underserved by traditional banks and are borrowing at consistently high interest rates. There are not enough lenders to satisfy SME borrowing demand, pushing SMEs to alternative lending solutions such as peer-to-peer and crowdlending which are billion-dollar industries in the US and EU.

If SMEs need consistent lenders and DeFi needs consistent borrowers, we must bring these two together so they can stabilize each other and have a symbiotic relationship.

Credefi’s team has 40+ years of experience in finance — from private equity funds to commercial and central banks, as well as being in crypto since 2016, and we are well-prepared to resolve above challenges and disrupt DeFi and TradFi.