Spark Launches as DeFi Capital Allocator
Spark Launches as DeFi Capital Allocator
馃専 Not Your Average Bank
Spark has launched as a decentralized alternative to traditional banking, offering savings, borrowing, and lending services. Key features include:
- User-focused yield distribution
- Full transparency
- Programmatic capital allocation across DeFi
- No lockups or fees
- Current stats: $3.95B TVL with 4.5% APY (6.25% 30-day average)
The platform operates across Base, Arbitrum, and Ethereum networks, supporting $USDS and $USDC deposits through the Sky Savings Module.
Yes, you can save, borrow, and lend with Spark. No, it鈥檚 not a bank. It鈥檚 the Onchain Capital Allocator of DeFi. And that matters. Here's why 馃憞
Liquidity is fragmented. Capital is inefficient. Yields are as reliable as a memecoin. There's one solution to it all. It's Spark - The Onchain Capital Allocator of DeFi.
sUSDS Becomes Fastest Growing Asset in Spark Savings as TVL Hits $4.1B
**sUSDS has emerged as the fastest growing asset** within Spark Savings, driving significant growth across the platform. **Key Metrics:** - Total Value Locked (TVL) has **surpassed $4.1 billion** - Platform is hitting **new all-time highs daily** - Represents massive growth from previous milestones **Recent Growth Context:** - Savings V2 TVL previously reached $300M in November - Caps were raised to accommodate demand: USDT 500M, USDC 500M, ETH 100K - Spark now leads across all chains with +$3B in TVL **Platform Features:** - Institutional-grade, non-custodial access - Real-time compounding growth - No platform fees or slippage - Deposit stablecoins or ETH, withdraw anytime in same asset The rapid adoption of sUSDS demonstrates growing institutional and retail demand for yield-generating stablecoin products in the DeFi space.
Spark Hits Multiple All-Time Highs in November
**Spark achieved multiple all-time highs** during November while delivering significant platform updates. The DAI-centric money market protocol continues its growth trajectory, building on previous monthly successes. Key developments included: - Multiple ATH milestones reached - Important platform updates delivered - Continued integration with top DeFi protocols Spark combines **premium liquidity from Maker** with vertical integration across leading DeFi platforms, strengthening the DAI ecosystem.
馃敟 Two weeks left
**Spark Season 2 ending soon** - only two weeks remaining to accumulate points. Current stats: - **425+ billion points** distributed - **15,764 active wallets** participating This is your **final opportunity** to stack points before Season 2 concludes. [Start earning points now](https://app.spark.fi/points)
Spark Dominates $10B Onchain Capital Allocator Market with $3B TVL
The onchain capital allocator market has experienced explosive growth, expanding from $111M to **$10B in total value locked (TVL)** over the past 18 months. **Spark leads the market** across all chains with over $3B in TVL, demonstrating what institutional-grade DeFi protocols can achieve. This represents a **90x growth** in the overall market, highlighting the increasing adoption of onchain capital allocation solutions by institutional and retail users alike. The rapid expansion showcases the maturation of DeFi infrastructure and growing confidence in onchain financial products.
Last Call for Pendle Points Season 1
Final week to participate in Pendle Points Season 1, ending August 12, 2025. - Earn points by simply holding YT/PT-USDS positions on Pendle - No additional steps required - Access through [Spark.fi](https://app.spark.fi/points) or [Pendle Finance](https://app.pendle.finance/trade/pools/0xdace1121e10500e9e29d071f01593fd76b000f08) *Note: This crypto-asset marketing communication has not been reviewed by EU authorities. For official documentation, visit [spark.fi/mica](http://spark.fi/mica)*