🔁 SmartCredit Launches Leveraged Staking with Risk Alerts
🔁 SmartCredit Launches Leveraged Staking with Risk Alerts
🔁 Loop your stETH

SmartCredit has introduced Leveraged Lido, a feature that allows users to amplify their ETH staking returns through a looping mechanism.
How it works:
- Use stETH as collateral
- Borrow ETH and stake it again
- Loop up to 5x for multiplied exposure
Risk management features:
- Check liquidation probability before looping
- Receive Telegram alerts when risk reaches ~15%
- React early to market changes
The platform differentiates itself with fixed-rate borrowing terms and a reusable credit line structure, eliminating the need to restart positions. Available at smartcredit.io/leveraged-staking
Ever feel like DeFi borrowing keeps making you start over? Deposit. Borrow. Repay. Repeat. SmartCredit flips that. Collateral lives inside a credit line you can reuse across loans, with fixed terms each time. One credit line. Multiple loans. Fixed terms every time.
Already staked ETH? Time to go pro. SmartCredit’s Leveraged Lido lets you: 🔁 Use stETH as collateral 💧 Borrow ETH → stake again 📈 Loop for 2x–5x exposure Before you loop, you can check your Liquidation Probability. If risk climbs to ~15%, you get a Telegram alert so you can
Variable rates sound flexible… until they move against you. On SmartCredit, lending and borrowing terms are fixed once matched. The number you agree to is the number you live with until the end of the term. That kind of certainty quietly changes how confident a position feels.
Most platforms give you leverage and say “good luck.” SmartCredit lets you loop stETH up to 2×–5×, with structure: • A reusable credit line instead of starting over • Fixed-rate ETH borrowing per loop • Liquidation probability + early alerts before it gets dangerous Same
SmartCredit Hosts DeFi Knowledge Quiz with Token Rewards

SmartCredit.io is running a DeFi knowledge quiz on February 4, 2026 at 18:00 UTC in their Telegram community channel. **Quiz Details:** - 10 questions testing DeFi knowledge - 15 SMARTCREDIT tokens awarded per correct answer - Participants can earn up to 150 tokens for perfect score The event takes place in the [SmartCredit Community Telegram](https://t.me/SmartCredit_Community). This represents a recurring community engagement initiative, with similar quizzes held previously in November 2025.
Eight Major Banks Fined $1.3B for Silver Price Manipulation

**Major Financial Institutions Penalized for Market Manipulation** Eight prominent banks have collectively paid $1.3 billion in penalties for manipulating silver prices. The fines represent regulatory action against systematic price fixing in precious metals markets. **Key Points:** - Multiple major banking institutions involved in coordinated manipulation - Total penalties reached $1.3 billion - Case highlights ongoing concerns about market integrity in commodity trading - Follows pattern of regulatory enforcement in precious metals sector The settlements underscore persistent challenges in maintaining fair pricing mechanisms within traditional financial systems. This case adds to a growing list of market manipulation penalties levied against established banking institutions. [Read full details](https://navnoorbawa.substack.com/p/eight-banks-paid-13b-for-silver-manipulation)
🧠 DeFi Quiz Tonight

**SmartCredit.io** hosts a DeFi knowledge quiz today at 18:00 UTC in their [Telegram community](https://t.me/SmartCredit_Community). **Quiz Details:** - 10 questions testing DeFi knowledge - 15 SMARTCREDIT tokens per correct answer - Multiple chances to earn rewards The AI-driven neobank regularly runs these educational quizzes to engage their community while rewarding participation. *Set your reminders and test your DeFi expertise.*
SmartCredit Launches Reusable Credit Lines to Cut Gas Costs

**SmartCredit introduces Credit Line feature** that eliminates the need to open new loans repeatedly. **Key benefits:** - One credit line supports multiple loans - Reusable collateral across borrowing cycles - Reduced gas fees by avoiding repeated setups - Streamlined on-chain lending experience The platform positions this as solving inefficiencies in current DeFi lending, where each loan requires a fresh start. Users can now borrow multiple times using the same collateral setup. **Previous features include:** - Rate comparison tool across major protocols - Fixed-term, fixed-rate loan structure - Balanced approach for both borrowers and lenders SmartCredit continues building tools focused on lending efficiency and user experience improvements in decentralized finance. [Learn more about Credit Lines](http://smartcredit.io)
🔒 Fixed Rates Finally
**SmartCredit.io** addresses a core DeFi lending problem: **variable interest rates** that change unpredictably. The platform offers: - **Fixed-term, fixed-rate loans** that remain stable throughout the loan period - **Predictable borrowing costs** without sudden rate spikes - **Simple stability** in an otherwise volatile crypto environment Unlike traditional DeFi protocols that optimize for one side, SmartCredit.io provides: - **Balanced approach** for both borrowers and lenders - **Protection through Loss Provision Fund** rather than profiting from liquidations - **Transparent, long-term focused** credit system The AI-driven platform eliminates the uncertainty of fluctuating rates, allowing users to plan and execute strategies without worrying about changing loan terms.