Jessica Joins Top 35 Crypto Hires, Strengthens PayFi APAC Expansion

At Catlumpurr Day 3, Huma co-founder Erbil outlined the company's roadmap and recent developments: **Key Announcements:** - Approaching $10B in PayFi transactions - New ODL (on-demand liquidity) product now live - Embedded PayFi infrastructure for scaling user onboarding - Partnership with Jupiter Global for everyday payments **Product Updates:** - PST/JupUSD liquidity caps reached capacity within minutes of launch - JupSOL integration coming to Huma Reserve - Strategic focus on rare earth minerals financing The keynote addressed fundamental issues with traditional money movement systems and demonstrated how Huma's embedded PayFi approach aims to solve these problems at scale. The rapid filling of PST/JupUSD caps signals strong market demand for Huma's receivables-backed lending products.

**Huma Prime is now accessible to all users for deposits**, featuring their proprietary Defensive Looping™ technology that offers yields up to 28% APY. **Key Features:** - Open deposits for everyone - Up to 28% APY through Defensive Looping™ - Part of the "Catlumpurr SZN" campaign **Background Context:** Huma previously updated their yield structure in October, introducing: - Transparent APY display (replacing previous "Feathers" metric) - 9% base APY for Classic mode - Enhanced multipliers: no lockup increased from 1x to 2x - Auto-renew feature with 1.2x boost - Maximum yields reaching 25.9% (Classic) to 28.2% (Maxi) with 6-month lockup and badges Users can calculate their potential returns using [Huma's calculator](https://app.huma.finance/feathers/calculator).

Huma has announced a strategic partnership with Qiro to strengthen its PayFi infrastructure for trade finance. **Key developments:** - Qiro brings enterprise-grade underwriting and credit expertise to support scalable on-chain trade finance - Partnership focuses on robust risk management and liquidity structuring as PayFi expands - Qiro will provide specialized decision-making infrastructure for credit operations This collaboration addresses the growing need for institutional-level infrastructure as blockchain-based payment finance moves into traditional trade finance markets.

Huma has allocated **1 million $HUMA tokens** for a creator cohort program with rewards based on content quality and reach. **Key Details:** - Moderators will evaluate all submissions - Rewards determined by accuracy, originality, and reach - Cross-platform content (YouTube, CMC, Binance Square) receives a **1x reward boost** - Multi-channel distribution is highly encouraged The program aims to incentivize quality content creation across multiple platforms within the Huma ecosystem.

**PayFi adoption accelerates globally** as institutional and payment sector demand grows significantly following recent regulatory developments. Key developments from Binance Blockchain Week: - **Genius Act** unlocked major institutional interest in PayFi solutions - **Geographic expansion** from U.S. markets into Middle East regions - **T+0 settlements** positioned as the future standard for payment processing The momentum represents a shift toward **instant settlement infrastructure** that could reshape traditional payment financing systems.