🎬 PayFi Summit Videos Coming

**New $10K $ZEUS Reward Pool** launched for top 10 depositors in partnership with Zeus Network. **Key Features:** - Borrow using Bitcoin as collateral - Earn real yield plus $ZEUS tokens - Integration with Zeus Network's zBTC ecosystem **How it Works:** - Mint/swap $zBTC via Apollo BTC portal - Deploy on Kamino Finance or Drift Protocol - Borrow USDC at ~6% APY - Deposit on Huma 2.0 for 10% APY + 10% Feathers boost This **PayFi x BTCFi** collaboration unlocks sustainable yield for zBTC holders through real-world payment backing.

**PST token achieves massive adoption** with 86K+ holders while traditional RWA assets from BlackRock and Ondo remain stuck at hundreds of holders. Key insights from RWA Singapore keynote: - **Retail vs institutional gap**: PST's community-driven approach significantly outperforms traditional asset tokenization - **PayFi innovation opportunities** emerging in three areas: - Looping mechanisms - Risk and liquidity management - Agentic payment systems **PayFi positioned as major driver** for stablecoin transaction volume growth, with potential for 1M+ volume increases. The contrast highlights how **community-focused tokenization** can achieve broader adoption than institutional approaches in the RWA space.

**Circle Payments Network (CPN) gains momentum** with major infrastructure updates and strategic partnerships. **Key developments:** - New **CPN Console** launches as self-serve hub for faster onboarding - **Travel Rule pre-checks** and automated reversals reduce friction - Expanded payout corridors in **Brazil, China, Colombia, Hong Kong, and Nigeria** **Game-changing partnership:** Huma and ARF join CPN as service providers, bringing **embedded USDC credit** to participants. This eliminates prefunding requirements that have long constrained cross-border payments. **Why it matters:** Financial institutions can now access **on-demand USDC credit** instead of locking up capital before transactions. This removes geographic and regulatory barriers to stablecoin access. **Coming soon:** - Programmable logic and chain-agnostic transfers - Smart contracts for automated payment conditions - Native Arc integration The network positions itself as **always-on rails** for the real economy, enabling faster, more efficient global payments infrastructure.

**Huma introduces transparent yield structure** with Feathers rewards now displayed as APY starting October 1st. **Key changes:** - Classic base APY set at **9%** - No lockup multiplier increased from 1x to **2x** - Limited-time **Auto Renew** feature offers 1.2x boost **Maximum potential returns:** - Classic Mode: up to **25.9% APY** - Maxi Mode: up to **28.2% APY** Total APY depends on mode, duration, badges, and staked $HUMA tokens. Users with 6-month lockup, OG status, Vanguard badge, and sufficient $HUMA staking achieve highest rates. [Check your estimated APY](https://app.huma.finance/feathers/calculator) by connecting your wallet or using the Huma Calculator.