🔄 One-Click Fixed-Term Conversions Now Live
🔄 One-Click Fixed-Term Conversions Now Live
🔄 Skip the reborrow hassle
Fixed-term markets have introduced streamlined conversion features that eliminate the need for manual repay-and-reborrow processes.
Key Updates:
- Direct Conversion: Transform flexible positions into fixed-term arrangements with a single click
- Instant Renewal: Expired fixed-term positions can now be renewed directly without additional steps
- Rate Locking: Users can secure their preferred rates from existing positions
These improvements simplify the user experience by removing the previous multi-step process of repaying loans and reborrowing.
Introducing New Fixed Term Features✨ Fixed-term markets now support one-click conversions. Lock in your rate from your existing position. 🔹 Convert flexible positions to fixed-term directly 🔹 Renew expired fixed-term directly No more repay-and-reborrow. Just renew it.
Lista DAO Launches Unsecured On-Chain Credit System
Lista DAO has introduced **Lista Credit**, a new borrowing mechanism that eliminates collateral requirements for qualified users. **How it works:** - Users build on-chain credit history through protocol activity - Qualified borrowers can access instant loans without posting collateral - Traditional collateral-based borrowing remains available as an option The protocol now offers two distinct paths: collateral borrowing (standard DeFi approach) and Lista Credit for smaller, faster credit lines. Early access is available to users of Lista through [Binance Wallet Keyless](https://www.binance.com/en/wallet), with broader rollout planned. Lista positions this as bringing traditional credit systems on-chain, moving beyond DeFi's typical over-collateralization model where users must lock more value than they borrow.
🏦 Lista DAO Launches Amazon Seller Receivables Vault
Lista DAO has introduced a new Real World Asset (RWA) vault in partnership with DowProtocol, offering exposure to cross-border e-commerce financing. **Key Details:** - 90-day PayFi vault backed by Amazon seller receivables - ~10% APY with $3.02M capacity cap - Subscription period: April 2-9, 2026 - Auto-rolls at maturity; exit available before Day 83 **About DowProtocol:** Dowsure completed Series C funding with backing from HSBC and Ant Group, bringing institutional credibility to the offering. This launch expands Lista's RWA product suite on BNB Chain, which previously included U.S. Treasury Bills (3.65% APY) and AAA-rated CLOs (4.71% APY) introduced in January 2026. [Learn more about the vault](https://blog.lista.org/lista-%C3%97-dowsure-new-rwa-product-on-the-bnb-chain)
Lista DAO Proposes Major Tokenomics Overhaul: veLISTA Phase-Out and Buyback Model
Lista DAO has introduced **LIP 024**, proposing a complete restructuring of $LISTA tokenomics. The proposal eliminates the veLISTA staking mechanism, allowing all locked tokens to be released penalty-free. **Key changes include:** - **Simplified governance**: Holding $LISTA becomes the only requirement for voting eligibility, with LP pool voting being phased out - **Revenue model shift**: Revenue sharing for veLISTA stakers replaced with protocol-funded $LISTA buybacks, tracked via public dashboard - **Expanded utility**: New "delayed liquidation" feature launching Q2 2026 to increase token use cases The proposal marks a departure from the previous deflationary approach (LIP 016) that locked 40% of buyback tokens permanently. Instead, buyback funds will support protocol growth and user benefits. **Voting runs until April 2, 2026** at 8:20 AM UTC. A "Yes" vote approves implementation of Tokenomics 2.0, while "No" maintains the current veLISTA model. [Vote on Snapshot](https://snapshot.org/#/s:listavote.eth/proposal/0x1a15347f6b452049212bdf51ff1a46c0a7edf7ca8efe1004b32c15c2965f0f3b)
Lista Lending Expands with Six New Fixed-Rate Markets
Lista Lending has launched **six new fixed-rate borrowing markets**, adding support for BTCB and slisBNB as collateral across USDT, U, and USD1 markets. **Key Features:** - Fixed borrowing rates starting at **1.64% for 30 days** - **$13 million+ in available liquidity** - Users can lock in rates and borrow stablecoins against BTC and liquid staked BNB This expansion builds on Lista's recent market additions, including PT-sUSDe and USDe collateral options. The platform now offers both traditional collateral-based borrowing and its newer Lista Credit system for non-collateral loans. Fixed-rate borrowing provides predictable costs for users, contrasting with variable-rate DeFi lending. The addition of BTCB and slisBNB broadens collateral options for borrowers seeking stable financing terms. [Start borrowing](https://lista.org/lending/borrow?utm_source=x&utm_medium=promo&utm_campaign=0312)