Morpho Mini App Brings DeFi Lending to 2 Million World Users

**Major DeFi Movement**: Stable has made a massive $775 million pre-deposit into Morpho, marking one of the largest single deposits in the protocol's history. **Vault Distribution**: The funds will be allocated across multiple vaults curated by Gauntlet, which currently manages over $1 billion in Morpho deposits alongside Steakhouse Finance. **Context**: Morpho operates as a lending pool optimizer, functioning as a peer-to-peer layer that improves rates for both suppliers and borrowers while maintaining the same liquidity and risk parameters as underlying protocols like Aave and Compound. This deposit significantly strengthens Morpho's position in the DeFi lending space and demonstrates continued institutional confidence in optimized lending protocols.

**Morpho App launches on Optimism Mainnet** with immediate lending and borrowing capabilities. **Key highlights:** - 300,000 OP token incentives now live - Additional rewards planned for future rollout - Built on Optimism's open, neutral blockspace infrastructure **What this means:** Users can now access Morpho's enhanced lending rates on Optimism, benefiting from the network's lower fees and faster transactions while earning OP token rewards. **Getting started:** Visit [app.morpho.org/opmainnet/earn](https://app.morpho.org/opmainnet/earn) to begin lending and borrowing on the new platform.

**Keyrock Trading's latest Onchain Asset Management Report** reveals that vaults have emerged as the dominant standard for asset curation in DeFi. **Key findings:** - Curated vaults on Morpho now represent **over 50% of all deposits** secured by ERC-4626 vaults - This marks a significant shift toward **professional asset management** in decentralized finance - Vaults are becoming the preferred method for **optimizing yield strategies** The report highlights how institutional-grade curation is gaining traction, with platforms like Morpho leading the charge in vault adoption. **Recent developments** include Spark officially entering the asset curation space with their new vault offerings, leveraging the Spark Liquidity Layer to optimize allocations. This trend suggests that **automated, curated investment strategies** are becoming mainstream in DeFi, moving beyond simple lending and borrowing.

Morpho's lending protocol optimization platform has maintained over $6 billion in Total Value Locked (TVL) and $9 billion in total deposits since August 1st, 2025. This represents significant growth from $2.5 billion TVL reported in mid-July 2025. The protocol, which enhances rates on major lending platforms while maintaining their risk parameters, has shown consistent growth in adoption across its optimizers for AaveV2, AaveV3-ETH, and CompoundV2. - TVL growth: $2.5B → $6B+ in ~2 weeks - Total deposits: $9B+ - Sustained levels since August 1st This rapid expansion demonstrates increasing user confidence in Morpho's lending pool optimization technology.