Gearbox Introduces Credit Accounts for Real-World Asset Lending in DeFi
Gearbox Introduces Credit Accounts for Real-World Asset Lending in DeFi
🏦 Real credit comes to DeFi
Gearbox Protocol has launched Credit Accounts (CAs), smart wallets designed to bring traditional finance lending mechanics to DeFi and Real-World Assets (RWAs).
Key Features:
- Users access actual credit lines rather than token looping mechanisms
- Borrowers can obtain up to 40% credit leverage
- Credit Accounts enforce logic and constraints required for RWA lending
- Capital can be deployed across permitted integrations while maintaining security
How It Works:
Unlike standard lending pools, Credit Accounts function as smart wallets that mirror real-world lending practices. This infrastructure enables borrowers to acquire assets with borrowed capital in a way that aligns with traditional finance credit lines.
The system is specifically built to handle the unique requirements of Real-World Assets, which demand more sophisticated lending structures than typical DeFi token operations.
Learn more about Gearbox Protocol
Gearbox Credit Accounts are built to mirror real-world lending. Users don’t loop tokens, they unlock real credit to acquire assets with borrowed capital, accessing TradFi-like credit lines for RWAs and DeFi. Because Real-World Assets require Real-World Lending.
For ETH holders, there are tons of leveraged yield strats printing as high as 26% APR on @GearboxProtocol. But because of the way Gearbox Credit Accounts work, you don't have to pay high gas prices to wind up, or manually unwind, or incur huge slippage as you do so. Gearbox is
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