Coinbase launches crypto-backed mortgages

August 26, 2026

Coinbase-backed borrowers in the US can now use Bitcoin as collateral for a down payment on a mortgage without selling it or facing margin calls. Coinbase One members can also receive up to $10,000 back at closing.

Uses Bitcoin as collateral for a home down payment
No forced selling or margin-call risk on the collateralized crypto
Coinbase One perk: up to $10,000 back at closing

Sources

Crypto-backed mortgages have moved in. Borrowers in the US can now use Bitcoin as collateral for a down payment - without having to sell it or face margin calls. Plus, Coinbase One members can get up to $10,000 back at closing. https://t.co/wMroUwVahXx.com ↗

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