Background

PWN

PWN is a peer-to-peer lending protocol on Ethereum and Polygon that allows users to borrow and lend digital assets backed by any other digital assets. Borrowers can receive a loan of ERC-20 tokens backed by their own ERC-20 tokens or NFTs, and lenders can earn interest on their tokens by granting these loans. This process is managed by smart contracts that are completely trustless, decentralized and immutable.

Integrationstwitter

First DeFi Mortgage Goes Live for Real-World Property Purchase

Mon 24th Nov 2025
The first pure DeFi mortgage has launched, enabling a hacker community to purchase physical property without selling their crypto holdings. **Key Features:** - **Fixed 2% interest rate** over 5 years - **weETH collateral** at 75% loan-to-value ratio - **USDC lending** through over-collateralized structure - **Periodic repayments** required to avoid liquidation **How It Works:** The loan uses PWN protocol with Aave pools and EtherFi's weETH as collateral. Credit is held in an ERC4626 vault that deploys funds to Aave between payments to earn additional yield. **Real-World Application:** This represents a shift toward non-speculative DeFi with practical utility. The mortgage allows crypto holders to access traditional assets while maintaining their digital positions. Explore the platform at [bordel.ownlabs.co](http://bordel.ownlabs.co)
Community article

PWN Launches Hedge Notes on Base Network

Thu 5th Jun 2025
PWN has expanded its Hedge Notes offering to the Base network, following recent launches on Linea. The product offers: - Fixed-rate loans backed by BTC or ETH - Guaranteed terms without surprise liquidations - Instant stablecoin access for borrowers - Fixed returns for lenders Hedge Notes aims to provide stability and predictability in DeFi lending. Users can access the service through [PWN's app](https://app.pwn.xyz/featured-strategy/base) and learn more in their [detailed blog post](https://pwn.mirror.xyz/lq-Hn1q9rglb207eldW7G02lhZTAmyXdCbyA9dgCvXI). Try Hedge Notes today to make your Base assets work more efficiently.

KYC in Crypto: Navigating Regulatory Requirements While Preserving Privacy

Mon 24th Mar 2025
A new analysis examines the ongoing challenge of KYC (Know Your Customer) requirements in cryptocurrency: - Why KYC continues to be mandatory despite decentralization goals - How it impacts user privacy and protocol development - Innovative approaches projects are taking to balance compliance and privacy The article explores **Know Your Peer** alternatives and practical solutions for maintaining regulatory compliance while preserving crypto's core values. [Read the full analysis](https://pwn.mirror.xyz/ixMXjnUJPZuiJ3oB7DbibdB7R3T46k3ZYc7aClSIZ1E)

PWN DAO Launches Ambassador Program

Tue 15th Oct 2024
PWN DAO has announced the launch of its Ambassador Program, targeting individuals passionate about DeFi and money markets. The program offers a chance to join a community of advocates, educators, and innovators in the decentralized finance space. Key points: - Open to DeFi enthusiasts - Focuses on education and advocacy - Aims to build a dynamic community Interested parties can find program details and access the onboarding form via the PWN blog. This initiative aligns with the growing trend of DAOs engaging community members to drive adoption and innovation in the Web3 ecosystem.

PWN Introduces Multi-Stablecoin Lending Feature

Tue 15th Oct 2024
PWN has launched a new feature allowing lenders to use multiple stablecoins (USDC, USDT, and DAI) in a single offer. This update brings: - Ability to commit various stablecoins in one transaction - Simplified lending process - Streamlined flexible lending Key points: - Funds only leave your wallet when a loan is established - Other proposals are automatically canceled upon loan setup This feature aims to make lending on PWN smarter and more efficient. Users can start using this new functionality at pwn.xyz.
Community article
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