Trava NFT Heuristic Farming Closure

DeFi lending traditionally requires borrowers to deposit more collateral than they borrow for security. This overcollateralization can be challenging for borrowers to manage. New solutions are emerging to address this: - **Credit Delegation**: Aave enables trusted users to borrow without collateral when backed by another user - **On-Chain Credit Scoring**: AI models like Aimstrong assess borrower risk to enable lower collateral requirements - **Flash Loans**: Uncollateralized loans that must be repaid within the same transaction These innovations suggest DeFi lending is evolving toward more flexible collateral requirements while maintaining security.