Tokenization, the process of representing assets on a blockchain, is revolutionizing multiple sectors. Niki Ariyasinghe from Chainlink Labs explores how tokenization could impact bonds, real estate, bank deposits, and other asset classes, enabling the development of advanced decentralized applications (dApps) that drive Web3 adoption.
Tokenization is transforming a wide variety of industries and asset classes, including bonds, commercial and retail real estate, bank deposits, and much more. @chainlinklabs' Niki Ariyasinghe explores the potential impact:
Kamino Integrates xStocks for Tokenized Equity Lending on Solana

Kamino Finance has integrated xStocks to enable tokenized equity lending on Solana, powered by Chainlink Data Streams. The integration allows users to use tokenized stocks as collateral for borrowing on Kamino's xStocks Market. Eight major tokenized stocks are supported at launch: - APPLx - GOOGLx - HOODx - MSTRx - NVDAx - QQQx - SPYx - TSLAx The system leverages Chainlink's custom xStocks Data Streams solution, providing reliable high-frequency market data and real-time corporate action verification. This development represents a significant step in bridging traditional finance with DeFi.
Smart Contracts Transform Financial Controls

Financial systems are undergoing a significant shift from traditional procedural controls to automated policy enforcement through smart contracts. This evolution marks a fundamental change in how financial rules are implemented. Key developments: - Policies now embedded directly within digital assets - Automated workflow enforcement via smart contracts - Reduced operational costs and improved efficiency - Enhanced transparency and compliance The transformation enables real-time policy execution, eliminating manual oversight while maintaining strict control standards. This represents a major step toward automated financial governance. [Learn more about policy enforcement via smart contracts](https://blog.chain.link/policy-enforcement-via-smart-contracts/)
Swift and Major Financial Institutions Join SmartCon as Sponsors
**SWIFT**, the global financial network processing transactions for 11,500+ institutions, joins SmartCon as a title sponsor alongside other major players in banking and DeFi. Key sponsors include: - **Banking & Markets**: Broadridge ($10T+ securities), Euroclear (331M transactions/year), SWIFT - **DeFi Sector**: Avalanche ($2.5B+ TVL), Cryptex Finance, Dolomite - **Infrastructure**: Halborn Security, Space and Time DB, Stake.link, Uranium Digital The event brings together traditional finance and blockchain technology leaders in NYC. [Learn more about sponsorships](http://chn.lk/smartcon-sponsors)
Mastercard, Chainlink and ZeroHash Partner on Swapper Finance Platform

**Major Web3 Integration Announced** Swapper Finance is launching a platform that enables 3B+ Mastercard holders to purchase crypto directly onchain. The solution combines: - Mastercard's global payments infrastructure - Chainlink's verification and transaction synchronization - ZeroHash's liquidity provision The platform aims to simplify DeFi access for non-technical users through: - Direct credit card purchases of onchain tokens - Decentralized execution via Chainlink Functions - Secure cross-DEX token swaps Swapper Finance has joined Chainlink Build program and will allocate tokens to Chainlink service providers.
Traditional Markets Moving Onchain: Key Benefits Explained

The migration of traditional stocks and equities to blockchain networks continues to gain momentum, driven by several key advantages: - **24/7 Global Trading**: Eliminating traditional market hours and geographical restrictions - **Instant Settlement**: Reducing clearing time from days to minutes - **Enhanced Transparency**: All transactions visible on public ledgers - **DeFi Integration**: Enabling composability with other blockchain financial tools - **Fractional Ownership**: Making high-value assets more accessible Learn more about tokenized markets at [Chainlink Education Hub](https://chain.link/education-hub/tokenized-stocks-equities-explained/)