🏠 Real Estate Meets DeFi
🏠 Real Estate Meets DeFi
🏠 Real Estate Yields On-Chain
ynRWAx delivers 11% APY from mortgage-backed private credit on Tier-1 Australian real estate - representing actual real-world yield rather than token emissions or speculative returns.
Key characteristics:
- Senior debt position with $323M+ in gross collateral
- Stable yield without requiring leverage strategies
- ERC-4626 compliant token with auto-compounding
- Currently available on Morpho and Euler lending markets
The asset structure: ynRWAx holders sit at the top of the capital stack as senior debt, with a loan-to-value ratio of just 0.47% against audited property assets. Developer equity acts as first-loss protection.
Interest is prepaid bi-weekly by the borrower and streamed directly to token holders on Ethereum L1. The underlying loans are verified through independent legal due diligence by Bird & Bird.
Integration options:
- Dedicated lending pool on Morpho
- One-click looping via Euler
- Yield tokenization through Pendle and Spectra
Rates are variable and reflect current market conditions. The token has a fixed maturity date of October 14, 2026.
8/ Full looping guide with platform walkthroughs and risk framework: medium.com/@yieldnest/ynr… ynRWAx 👉 app.yieldnest.finance/token/ynRWAx ❗This thread is for educational purposes only and does not constitute financial advice. Not financial advice. DYOR.
1/ RWA looping now accounts for ~30% of all lending activity on Ethereum. It's the on-chain version of a carry trade: Borrow cheap, earn more, and use leverage to amplify the spread. Here's how it works with $ynRWAx 🧵👇
6/ Restaked assets as the collateral layer for real-world credit. That's the next chapter. Period. Live now on: cap.app/delegators/yie…
3/ $ynRWAx earns ~11% APY from mortgage-backed private credit on Tier-1 Australian real estate. That’s real-world yield. Not emissions, not points, not speculation. Even without looping, it’s a strong stable yield asset in DeFi right now. app.yieldnest.finance/token/ynRWAx
1/ Looping makes up ~1/3 of all Ethereum lending activity. Most of it is staked ETH and stablecoins. RWA looping is next, and it changes everything. It’s the biggest DeFi strategy most people still aren’t talking about. Here’s how it works and how ynRWAx fits in 🧵
ynRWAx is live on @eulerfinance with vault-level risk isolation and one-click looping via Multiply. 11% real-world yield. 5% borrow cost. Loop the difference. ▪️Supply USDC app.euler.finance/vault/0x7fAb04… ▪️ Loop ynRWAx/USDC app.euler.finance/positions/0x69… Rates are variable and reflect
2/ Our setup in one read... ETH restakers provide coverage on Cap → YieldNest operators borrow USDC → that USDC goes into $ynRWAx → ynRWAx earns ~11% APY from mortgage-backed credit → yield flows back to restakers
4/ YieldNest's ynRWAx is ideal for this. It's backed by mortgage-secured private credit from Tier-1 Australian real estate, generating ~11% APY. Senior debt position, $323M+ in gross collateral, stable APY. 🔗 yieldnest.finance/rwa
2/ The idea is simple. If your asset earns more than it costs to borrow against it, you can loop that spread. Deposit > borrow stablecoins > buy more of the asset > deposit again. Each cycle amplifies your exposure to the yield. Extensive guide 👉 medium.com/@yieldnest/ynr…
8/ Where to loop — Euler V2 @eulerfinance's multiply feature collapses the full loop into a single transaction using flash loans. All borrowing, swapping, and resupplying executes automatically Vault-to-vault LTV settings tuned specifically for ynRWAx One click. Done.
ynRWAx/USDC is live on @Morpho. Dedicated lending pool with independent risk parameters. 🔥 - Supply USDC → app.morpho.org/ethereum/vault… - Borrow $ynRWAx → app.morpho.org/ethereum/marke… Rates are variable and reflect current conditions.
1/ Your ETH is securing networks. But what if it could also earn yield from actual top tier Australian real estate? We built a system where restaked ETH backs mortgage-secured private credit and earns 3–6% APY doing it. Here's how the YieldNest × @capmoney_ Delegator works 🧵
3/ Where to loop: @eulerfinance and @Morpho both support $ynRWAx as collateral for USDC borrowing. Compare rates across both, they shift depending on utilization and incentives.
8/ Full looping walkthrough with the math, the platforms, the risks: Start here 👉 medium.com/@yieldnest/ynr… ❗This thread is for educational purposes only and does not constitute financial advice. DYOR.
ynRWAx/USDC is live on @Contango_XYZ Looping $ynRWAx even got a lot simpler. Contango automates the full borrow → swap → re-deposit cycle into one transaction using flash loans on top of Morpho and Euler. Pick your leverage, confirm, done. Use the search bar to find
ynRWAx Yield Tokenization Now Available on Spectra and Pendle
**Yield tokenization is now available for $ynRWAx**, allowing users to split their tokens into two distinct components for different investment strategies. **How it works:** - **PT (Principal Token)**: Provides fixed returns, redeemable at full value at maturity - **YT (Yield Token)**: Offers leveraged exposure to variable yield using less capital **Where to access:** - [Spectra Finance](https://app.spectra.finance/pools/eth:0x8ee494461b402abf3b26cbcb87030847fcbf6183) - [Pendle Finance](https://app.pendle.finance/trade/pools/0xfce3f966a131c46a51b896ceea3917bc4c302577/manual/liquidity/add?chain=ethereum&view=chart) This feature builds on the existing $ynRWAx offering on Pendle, which previously showed LP APY around 36%+ backed by real-world asset yields. Users can now choose between fixed or variable yield strategies based on their risk preferences.
Pendle Finance Lists ynRWAx Token for Trading
**Pendle Finance has toplisted ynRWAx**, a yield-bearing token from YieldNest's liquid restaking protocol. - ynRWAx represents a real-world asset (RWA) restaking strategy - The listing enables users to trade and manage yield exposure on Pendle's platform - YieldNest specializes in simplified, risk-adjusted restaking products This integration expands access to institutional-grade yield strategies through decentralized finance infrastructure. Users can now separate and trade the yield component of their restaked positions. [View announcement](https://x.com/pendle_fi/status/2036303626986201148)
YieldNest Explains Yield Looping Strategy Between Real-World Assets and DeFi Borrowing
YieldNest published a guide explaining yield looping strategies that capture the spread between real-world asset yields and DeFi borrowing rates. **The core concept:** - When an asset earns more than it costs to borrow against, users can loop the spread - Process: Deposit asset → borrow stablecoins → buy more of the asset → deposit again - Each cycle amplifies exposure to the yield differential The guide covers: - Mathematical breakdown of the looping mechanism - Platform options for executing the strategy - Associated risks and considerations Full walkthrough available at: [YieldNest Medium](https://medium.com/@yieldnest/ynrwax-looping-capture-the-spread-between-real-world-yield-and-defi-borrow-rates-269de9395cc9) *Note: Content is for educational purposes only and does not constitute financial advice.*
Euler V2 Simplifies Leveraged Yield Farming with One-Click Flash Loan Looping
**Euler V2's multiply feature streamlines leveraged yield farming** by automating the entire looping process into a single transaction. **Key features:** - Uses flash loans to execute borrowing, swapping, and resupplying automatically - Vault-to-vault LTV settings optimized for ynRWA - One-click execution eliminates manual multi-step processes This innovation builds on similar functionality previously introduced by [Morpho](https://app.morpho.org/ethereum/borrow), which partnered with Velora DEX to enable position looping across Ethereum, Base, Unichain, and Polygon networks.
YieldNest Launches Real Estate-Backed Restaking Strategy Offering 36% APY
**YieldNest has launched a new delegator on Cap that connects restaked ETH to real-world mortgage credit.** **How it works:** - ETH restakers provide coverage on Cap - YieldNest operators borrow USDC - USDC flows into $ynRWAx (mortgage-backed credit) - ynRWAx earns ~11% APY from Australian real estate mortgages - Yield returns to restakers at 36% APY The system bridges on-chain liquidity with real-world assets, specifically top-tier Australian real estate. This marks a shift toward using restaked assets as collateral for real-world credit markets. The delegator is built in partnership with Cap and Agra, enabling stable, real-time liquidity for private credit deals. Restakers can now earn yield from both network security and mortgage-secured credit simultaneously. [Access the YieldNest Delegator](http://cap.app/delegators/yield-nest)