Radiant Ecosystem Spotlight: Radpie SubDAO Enhances Yield and Simplifies User Experience

DeFi protocols are implementing new infrastructure that allows them to list riskier and experimental assets without compromising their core systems. **Key developments:** - Protocols can now safely list higher-risk assets, newer tokens, and experimental collateral types - Core infrastructure and blue-chip markets remain protected from potential risks - This follows a broader trend of DeFi expansion into tokenized real-world assets The approach creates isolated risk environments, allowing protocols to experiment with emerging asset classes while maintaining the stability of established markets.

**Isolated markets** represent a fundamental shift in DeFi risk management architecture. **How it works:** - Each market operates independently with zero cross-exposure - Collateral and debt in Market A remain completely separate from Market B - If one market experiences issues, damage stays contained within that market **Why it matters:** This compartmentalization approach prevents cascading failures across the protocol. When problems occur, they're isolated to a single market rather than spreading system-wide. The architecture prioritizes **risk containment** over capital efficiency, offering users clearer risk parameters for each market they interact with.

**Shared pool lending models carry systemic risk** - when all assets pool together, one bad asset can trigger a cascade effect across the entire system. **Key vulnerabilities:** - Single point of failure affects all participants - Bad debt spreads across different collateral types - Individual depositors exposed to collective risk **Alternative approach:** Some protocols use 1:1 loan matching instead of pooling, isolating risk and preventing contagion from other users' defaults. This structural difference fundamentally changes how lending protocols handle risk distribution and user exposure.

Radiant is entering 2026 with a clear focus on **execution, transparency, and building functional infrastructure**. The team wrapped up Q4 with tangible progress: - Products went live - New regions were activated - Infrastructure development advanced The project is moving forward with renewed focus and energy, promising more updates throughout January as they continue building their omnichain money market infrastructure.

Radiant Capital's **RFP Idea 107** for Convenience Class remediation has completed its feedback phase and is preparing for an on-chain governance vote. The proposal outlines a **phased remediation approach** for affected depositors following previous security incidents. After gathering community input over the past weeks, the plan is now ready for formal voting. **Key Points:** - Feedback phase successfully completed - On-chain vote launching soon - Part of broader remediation efforts for depositors This follows earlier governance actions, including RFP-50, which focused on treasury measures to fund remediation and rebuild market adoption. Community members can review full details and prepare to participate in the upcoming vote. [Read the full proposal](https://community.radiant.capital/t/rfp-idea-107-phased-remediation-for-the-convenience-class/2294)