Polygon Expands Payment Infrastructure with Mastercard Agent Pay and New Financial Tools

Polygon has detailed the core architecture of its Open Money Stack (OMS), a unified infrastructure for global money movement. **How it works:** - On-ramps convert fiat currency to stablecoins - Wallets store the digital value - Off-ramps convert back to local currency at destination The system accepts multiple payment methods including bank transfers, retail cash deposits, and crypto payments - all converting to stablecoins upon receipt. Each customer receives a dedicated virtual account number for automatic reconciliation. [Request early access](https://info.polygon.technology/get-early-access?utm_source=X&utm_medium=Organic_social&utm_campaign=oms_tech_preview&utm_content=form) | [View documentation](https://docs.polygon.technology/payments/virtual-accounts)

Brazil's largest foreign exchange bank has launched real-world payment functionality for BBRL, their Brazilian real stablecoin, reaching 60 million users. **Key Features:** - Pay at QR code checkouts with BBRL - Top up Bitget Wallet cards directly - Near-instant transfers with low fees - Powered by Polygon network The expansion connects Brazil's currency to global markets, enabling: - International payments - Cross-border investments - Global commerce access This follows Grupo Braza's February announcement to expand BBRL to Polygon, marking a significant step in bringing traditional finance onto blockchain infrastructure for Latin America's largest economy.

A collaboration with DPT Pay is expanding to bring stablecoin-powered payments across Africa, focusing on making cross-border remittances more accessible. **Key Features:** - Low transaction fees for affordable transfers - Instant settlement for quick money movement - Targeted support for families and local businesses This builds on DPT Pay's recent launch on Polygon in May 2026, which introduced stablecoin-powered card payments. The expansion aims to address the high costs and delays typically associated with traditional remittance services in African markets. The partnership leverages blockchain infrastructure to enable efficient money transfers, potentially reducing barriers for individuals and small businesses conducting cross-border transactions.

Polygon has partnered with Cubewire to publish a white paper addressing institutional banking needs for blockchain adoption. The report proposes a solution using **bespoke, private blockchains** that allow banks to keep data local while maintaining access to global liquidity. This follows Polygon's work with the Enterprise Ethereum Alliance on privacy requirements, which identified that **privacy is a precondition** for institutions moving onchain. The white paper aims to provide a practical framework for banks seeking to modernize their infrastructure while meeting regulatory and privacy requirements. The solution addresses a key challenge: institutions want both the privacy of traditional systems and the liquidity benefits of public blockchain networks. Read the full report: [The Future of Banking Infrastructure](https://info.polygon.technology/the-future-of-banking-infrastructure-report)