Polygon has emerged as the dominant blockchain for x402 payments, with autonomous agents now moving real money in live production environments.
Key developments:
- Low transaction fees and scalable infrastructure have positioned Polygon as the preferred rail for agentic commerce
- Live example: OpenClaw agents are actively managing Polymarket positions using Polygon's payment infrastructure
- The platform supports instant, global onchain money movement without friction
Real-world applications:
- Companies like Toku are using Polygon for compliant stablecoin payroll across 100+ countries
- Integration with existing HR systems (ADP, Workday, Gusto) enables onchain payments without workflow changes
- Addresses the $50T global payroll market currently constrained by legacy banking infrastructure
Polygon's fast settlement times and predictable costs make it the practical choice for x402 facilitators building autonomous payment systems.
In practice: one Polygon wallet can fund compliant payroll across 100+ countries. paying thousands of employees in just seconds. Instant. Global. Onchain money movement so businesses can scale without friction. That鈥檚 how payroll moves on Polygon.
Polygon is built for agentic payments Low fees and a scalable environment have already made it the leading chain for x402 payments, with autonomous agents moving real money in production. You can see it live today: @OpenClaw agents interacting with Polymarket positions
We're fundamentally changing how the world interacts with money. Open. Interoperable. Global. Onchain. Polygon will be the payments solution for all payments solutions.
The Neo Finance Market Map: An ecosystem map of the 100+ projects building the new financial system.
#2 for x402 payments. Agentic payments route to where stablecoin transactions are fast, cheap, and predictable. That's why Polygon is one of the most-used rails for internet-native payments by x402 facilitators and agentic commerce.
By integrating stablecoin payroll on Polygon, @useToku plugs directly into existing HR and payroll systems, like ADP, Workday, and Gusto, so companies can move onchain without changing workflows or introducing new risk. > Companies fund payroll in stablecoins on Polygon >
Global payroll is a $50T market still stuck on fiat rails. It鈥檚 one of the largest financial flows in the world and one of the most universal use case for digital money, yet remains constrained by legacy infrastructure. On blockchain rails, payroll is simplified. Employers can
Polygon Records $1.69B in Weekly P2P USDC Volume

Polygon achieved its **second-highest weekly record** for peer-to-peer USDC transactions, processing $1.69 billion in volume. This milestone reinforces Polygon's position as a leading payment infrastructure, following September's all-time high of $5.06 billion in monthly P2P stablecoin volume. The network continues to establish itself as a preferred rail for everyday digital payments, demonstrating consistent growth in real-world transaction activity.
馃弳 Polygon Processes $100M in Tokenized Commodities

**Polygon has processed $100 million in tokenized commodities**, marking a significant milestone in bringing real-world assets on-chain. This achievement comes as the tokenized commodities market continues to expand, with over **$1.2 billion in tokenized gold** and **$7 million in tokenized silver** already circulating globally. Key players in this space include: - **MatrixDock** and **Aorus Official** leading tokenization efforts - **Polytrade marketplace** enabling redemption of tokenized silver and gold through RAGMI The growth demonstrates increasing institutional and retail adoption of blockchain-based commodity trading, offering benefits like: - Fractional ownership of precious metals - 24/7 trading accessibility - Reduced custody and storage costs - Enhanced liquidity for traditionally illiquid assets This milestone reinforces Polygon's position as a leading platform for real-world asset tokenization.
JPYC Lending Markets Launch on Morpho via Polygon

**JPYC lending markets are now operational on Morpho**, marking a significant expansion for Japanese yen-pegged stablecoin lending in DeFi. **Key Details:** - Partnership between Morpho, Steakhouse Financial, and PAOTECH Labs - Exclusively available on Polygon network - Enables users to lend and borrow JPYC tokens This launch expands Morpho's lending infrastructure following their previous integration with Coinbase DeFi lending in October 2025. The Polygon deployment offers users access to yen-denominated lending markets with the network's lower transaction costs.
馃 Polygon Adopts ERC-8004 Standard for Trustless Agent Transactions
Polygon is implementing **ERC-8004**, a new standard designed to enable trustless agents and reliable onchain money movement at scale. The standard addresses a critical gap in web-based payments: establishing trust and reputation for payment agents. ERC-8004 creates a **portable on-chain reputation system** that works across different platforms. A new discovery tool, [8004scan.io](http://8004scan.io), has launched to help users verify agent reputation and validation history before conducting transactions. The platform currently supports Ethereum, Base, and Polygon testnet. This development combines payment infrastructure with a trust layer, forming what's being called the "agent economy stack" - essential infrastructure for scaling automated onchain transactions with verified, trustworthy intermediaries.