Liquity V2 Now Offers Negative Borrowing Costs on wstETH at 1.46%
Liquity V2 Now Offers Negative Borrowing Costs on wstETH at 1.46%
馃數 Negative borrowing costs
Liquity V2 introduces unprecedented borrowing economics with a 1.46% rate on wstETH collateral - 2% lower than competing platforms.
Key advantages:
- Fixed, non-volatile interest rates
- Collateral remains in user custody (not lent out)
- Transparent pricing without overpayment
- Up to 91% loan-to-value ratio with ETH
One-click migration available for DeFiSaver users looking to optimize their borrowing costs.
The platform maintains its position as DeFi's lowest-cost borrowing venue, with 1-year average rates running 2% below competitors. This makes it particularly attractive for treasuries seeking runway without liquidating ETH holdings.
The best borrow rates in DeFi Liquity V2 consistently offers the lowest borrow rates in DeFi. Not only that, these rates can also be fixed. Rate spikes and volatility make yield optimization and treasury planning cumbersome. Fix your rates: liquity.app/borrow
DeFi borrowing usually breaks at the boring part: you can鈥檛 predict your cost. You open at 4%, then the rate spikes because the pool got crowded or parameters changed. That uncertainty kills leverage and treasury planning. Chimera鈥檚 point on @LiquityProtocol V2 is that $BOLD
Treasuries shouldn鈥檛 have to sell ETH to raise runway. With Liquity V2, treasuries can borrow against ETH at a fixed interest rate they choose. The 1yr avg. rates for Liquity V2 is lowest across DeFi by far - a full 2% below the competition. Up to 91% LTV (with ETH) 馃憞
get paid to borrow with wstETH on Liquity 馃數 It costs 1.46% to borrow against wstETH - 2% cheaper than the next best venue. Why pick Liquity? - You do not overpay - Your rate is not volatile - Your collateral is not lent out @DeFiSaver user? Migrate your loan with one click
Borrow rates are falling. And Liquity V2 has the lowest rates by a wide margin. Why pick Liquity? - You do not overpay - Your rate is not volatile - Your collateral is not lent out @DeFiSaver user? Migrate your loan with one click.
馃毃 The Hidden Risks Behind High DeFi Yields
A stark comparison reveals the risk landscape of common DeFi yield strategies versus BOLD's approach. **Common Yield Source Risks:** - Funds held in multi-signature wallets by anonymous teams - Yield paid in locked governance tokens - Undercollateralized loans to market makers - Stablecoins deployed to new venues weekly - Unknown issuing companies in offshore jurisdictions - Cross-chain bridge exposure - Weak collateral with second-tier oracles - Exposure to 6+ additional DeFi protocols - Carry trade risks with centralized exchange exposure **BOLD's Risk Profile:** - No counterparty risk (immutable code) - Pristine backing (WETH, wstETH, rETH only) - No rehypothecation (funds stay in Stability Pool) - No custody or bridge risk (Ethereum only) - No governance or team risk - No TradFi, CEX, or external DeFi exposure - Yield paid in stablecoins, not governance tokens **Remaining Risks:** - Smart contract risk (mitigated by 5 audits) - Oracle risk (Chainlink) The question posed: Is the yield worth these risks?
BOLD Stablecoin Achieves A- Rating from Bluechip, Outranking USDC and DAI
**BOLD has secured an A- rating from Bluechip**, making it the only crypto-native stablecoin to achieve A-tier status. This rating surpasses both USDC and DAI, which received B+ ratings. **Key achievements:** - Perfect 1.0 scores in Management (immutable) - Perfect 1.0 scores in Decentralization (no admin keys) - Perfect 1.0 scores in Governance (no governance) The rating reflects BOLD's trustless design - no freeze functions, blacklists, or upgrade capabilities. Users can permissionlessly mint and redeem at $1 for ETH collateral anytime. [Independent validation available at Bluechip](https://bluechip.org/en/coins/bold)
BOLD Offers DeFi-Native Yield Uncorrelated to Traditional Finance
**BOLD introduces a new stablecoin yield model** that operates independently from traditional finance rates. **Key features:** - Yield generated from DeFi borrowing demand and ETH liquidations - Uncorrelated to treasury and Fed rates - More stable returns compared to typical lending markets - No rehypothecation - funds remain within Liquity protocol - Flexible withdrawals with no lock-up periods Unlike TradFi-backed stablecoins that track Federal Reserve rates, BOLD's yield stems from crypto-native activity and market volatility, offering true portfolio diversification for stablecoin holders.
Liquity V2 Launches BOLD as Ethereum's Immutable, ETH-Backed Stablecoin
Liquity has launched V2 with $BOLD, positioning it as an "Ethereum sanctuary technology" that aligns with Vitalik Buterin's vision for systems resistant to single-entity control. **Key Features:** - Backed exclusively by ETH and liquid staking tokens (LSTs) like wstETH and rETH - No traditional finance or off-chain dependencies - Immutable protocol with no possibility for changes - Protocol-enshrined real yield The project frames BOLD as a decentralized alternative to stablecoins with centralized backing, emphasizing its Ethereum-native design and resistance to external control or weaponization.