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**RIZ v2 now supports tokenized gold (XAUt0) and T-bills (thBILL) as collateral** Users can now: - Deposit gold-backed tokens and T-bills as collateral - Borrow USDC against these traditional assets - Stay entirely on-chain without leaving crypto infrastructure This launch comes as TOTAL3 hits cycle lows while gold approaches all-time highs and T-bills offer attractive yields. The integration allows crypto users to access traditional finance yields without converting to fiat or using centralized platforms. The move addresses growing demand for real-world asset exposure in DeFi, particularly as Tether Gold (XAU) has surpassed $4B in value, representing over half the gold-backed stablecoin market.

**RIZ v2 introduces yield-bearing stablecoins as collateral** - a shift in how lending markets operate. **Key features:** - Markets accept USDe, syrupUSDC, and sUSDS as collateral - You continue earning yield on deposited collateral while borrowing against it - Isolated architecture contains risk to individual markets - Your yield generation remains unaffected **Risk-calibrated parameters:** - Different asset categories receive different loan-to-value ratios - T-bill-backed stables: up to 95% LLTV - Long-tail DeFi tokens: 55% LLTV - Parameters reflect each asset's risk profile This approach combines capital efficiency with yield optimization - you're not forced to choose between earning and borrowing.

Radiant Capital has officially launched **RIZ v2**, addressing previous deployment bottlenecks. The platform is deprecating RIZ v1 with a **6-month migration window**. **Key Details:** - RIZ v1 will remain operational with 0 supply/borrow caps during the transition period - Arbitrum is the first supported chain - Emissions disabled for all Arbitrum RIZ v1 markets except RDNT/USDC - After the deadline, users can only interact via direct smart contract calls **Migration Resources:** - Full guide: [Migration Documentation](https://docs.radiant.capital/radiant/project-info/markets/riz-isolated-markets/migrating-from-riz-v1) - Access RIZ v2: [Radiant App](https://app.radiant.capital/#/isolated) Users are advised to plan migrations early rather than waiting until the final deadline to avoid complications.

**Radiant joins Web3 Global Talks today at 11:30 AM EST** to discuss the key challenges and misconceptions currently shaping Web3's development. The discussion will address common misunderstandings in the Web3 space and explore how these perceptions impact the industry's growth. - Live discussion format on Twitter Spaces - Focus on Web3 development challenges - Industry misconceptions analysis [Join the conversation](https://x.com/i/spaces/1jMJgREOrWAGL?s=20) to hear insights on navigating Web3's evolving landscape.

**Radiant Capital** has launched a new temp-check survey for **Convenience Class remediation** following the October hack. The Community Council is seeking feedback on: - **Revised phased payout schedule** - **Potential dust threshold adjustments** Key details: - Survey runs for **2 weeks** - Official Snapshot vote will follow after survey period - Part of ongoing remediation efforts for hack victims This follows previous community surveys exploring recovery options for affected users, with the assumption that no external bailout will occur. [**Take the survey**](https://community.radiant.capital/t/survey-107-phased-remediation-and-dust-considerations-for-the-convenience-class/2283/1) to help shape the remediation approach.