🎯 Huma Hits 100K Depositors Milestone

Huma has introduced independent verification for its PST reserves and Arf's receivables through a new transparency dashboard powered by AccountableData. **Key Features:** - **Daily outstanding facilities** - Total capital deployed across Arf's active facilities, verified against onchain loan book and attestations from Swiss audit firm Wadsack - **Monthly origination and payback volume** - Real-time tracking of deal flow through Huma's infrastructure - **Monthly turnover rate** - Visibility into capital recycling speed and yield compounding The dashboard provides complete transparency into Arf, the largest asset powering Huma's PayFi yield. All data is independently verifiable through [huma.accountable.capital](https://huma.accountable.capital). This upgrade represents a significant step toward institutional-grade transparency in DeFi lending infrastructure.

**Major institutional adoption accelerates across payment infrastructure:** - Solana Foundation, Ripple, Visa, and Mastercard joined x402 Foundation to advance open payment standards and agentic platforms - SBI Group and DigiFT launched JX, connecting Japanese capital markets to Solana with Huma's participation - Galaxy introduced GOFR (Galaxy Onchain Financing Rate) for optimized borrowing across DeFi venues **Traditional finance embraces tokenization:** - HSBC and Marketnode completed Hong Kong's first tokenized structured product issuance - JCB and Circle exploring USDC for cross-border payments and merchant transactions - Velocity raised $38M to enable companies to hold and settle funds in stablecoins through existing banking rails **Regulatory and funding developments:** - House Financial Services Committee advancing CLARITY Act toward Senate vote - Tether led $7M round in Pact Labs for USAT adoption

Huma Finance has opened its Prime vault for public deposits following $13B in PayFi transaction volume on Solana. **Key Details:** - Prime vault now accessible to all users - Offers up to 16.8% APY through Defensive Looping strategy - Leverages real yield from $PST token - Built on Solana's PayFi infrastructure The vault represents one of the largest real-world stablecoin use cases on-chain. Huma's PayFi network focuses on financing global payment flows with instant, capital-efficient, and borderless transactions. The platform's financing layer includes risk pricing, asset structuring, tokenization, and distribution capabilities for enterprise-scale payment processing.

**Panel Discussion on Next-Gen Payments** A panel titled "Next Generation Global Payments on Solana" is scheduled for Thursday, February 12 at 16:55-17:15 during Solana Accelerate APAC. **Participating Projects:** - Drift Protocol - Paga - Perena - Unitas Labs - Solayer Labs - Reap Global The discussion will focus on payment innovations being built on the Solana blockchain, with APAC positioned as a key region for next-generation payment solutions.

**PayFi adoption accelerates globally** as institutional and payment sector demand grows significantly following recent regulatory developments. Key developments from Binance Blockchain Week: - **Genius Act** unlocked major institutional interest in PayFi solutions - **Geographic expansion** from U.S. markets into Middle East regions - **T+0 settlements** positioned as the future standard for payment processing The momentum represents a shift toward **instant settlement infrastructure** that could reshape traditional payment financing systems.