Gardens Fund Launches Streaming Conviction Voting for On-Chain Governance

A new lending cycle has launched on Celo that connects real-world credit with universal basic income. The system works through a self-reinforcing loop: capital funds lending opportunities, loan repayments generate G$ (GoodDollar's UBI token), which creates more capital for additional lending. The initiative is live through a partnership between Celo, Quipu Latam, and Textile Protocol. Users can participate in the lending pool directly through the [Textile Credit platform](https://app.textilecredit.com/pool/0x78b8d4FFF956d605c562e46E036bfb8194E6fa7d/42220). This builds on GoodDollar's existing ecosystem of 250k+ users, where previous initiatives have included: - G$ staking and farming on Ubeswap (17M G$ staked) - Real-world applications like food rescue programs and reforestation verification - On/off ramps in Sierra Leone and Nigeria - Savings and bill payment solutions The model aims to create sustainable economic impact by linking DeFi yields with direct distribution to individuals, while now adding a real-world lending component that feeds back into the system.

**GoodDollar has launched a new Reserve on XDC Network**, marking a significant infrastructure expansion for the digital UBI protocol. **Growth metrics since November 2025:** - 76,000+ users have claimed G$ tokens on XDC - 1.3 million+ transactions processed - 2,000+ peer-to-peer transfers completed **What the new Reserve enables:** - Native minting of G$ directly on XDC Network - Additional collateral backing the protocol - Enhanced infrastructure to support ecosystem growth The expansion builds on GoodDollar's broader mission of providing accessible digital currency. Since launching in 2020, the protocol has reached nearly 1 million people across 210+ countries and territories, distributing over 4 billion G$ tokens as digital income. The XDC integration represents one component of GoodDollar's multi-chain strategy to scale its blockchain-powered universal basic income system.

**GoodDollar launches action phase** of its governance redesign initiative, inviting community participation to shape a fairer decision-making system. **Key developments:** - Transition from planning to implementation stage - Open community contribution through dedicated forum - Focus on creating more equitable governance structure **Background context:** - Process began with core mission and vision discussions - Part of broader governance overhaul for the UBI protocol - 900k+ users and $600k+ in G$ tokens distributed since launch **How to participate:** - Join discussions at [GoodDollar forum](https://discourse.gooddollar.org/tag/cogov) - Contribute ideas for governance improvements - Help design fairer community decision-making processes The initiative represents a significant step toward **community-led governance** for one of Web3's largest Universal Basic Income projects.

**Why does funding public goods consistently fail?** GoodDollar's @HadarRot is hosting an open discussion exploring: - How current money systems work - What G$ could become for supporting commons - Building money that truly backs public goods **Session Details:** - Date: Tuesday 16th - Time: 4pm GMT - Format: Open discussion [RSVP here](https://luma.com/67vy4rv2) This follows previous workshops on programmable money designed for everyone, not just the few. The session aims to reimagine how digital currency can better serve collective needs. **Join the conversation** about creating sustainable funding mechanisms for public goods.

**GoodDollar has launched its G$ cryptocurrency UBI on XDC Network**, marking the protocol's first multi-chain expansion. **Current Features Available:** - Daily G$ token claims on XDC via [GoodWallet](http://goodwallet.xyz) and [GoodDApp](http://gooddapp.org) - Cross-chain G$ bridging capabilities - USDC/G$ liquidity pool on XSPSwap **Key Benefits:** - **Lower fees** and faster transactions through XDC - Increased protocol resilience across multiple chains - Enhanced accessibility for global users **Coming Soon:** A dedicated GoodDollar Reserve on XDC will enable: - Native G$ minting and burning - Sustainable funding mechanisms - Full multi-chain protocol architecture The expansion builds on XDC Network's $900K grant to advance financial inclusion. Users can start claiming daily G$ tokens immediately. [Learn more about the XDC integration](https://ubi.gd/gooddollar-xdc)