Future of Payments on Stellar Discussed at PayFi Summit

Huma Finance has introduced an updated **Anchor Badge** program designed to reward liquidity providers who commit capital for extended periods. **Key Benefits:** - **2x deposit capacity** compared to standard limits - **Early access** to Prime features, placing holders alongside OG and Vanguard badge holders The badge specifically targets LPs willing to lock in their capital long-term, creating a tiered system that incentivizes sustained liquidity provision within the protocol.

Mastercard is making a significant multi-billion dollar investment in stablecoin payment infrastructure, marking a major institutional move into crypto payments. This development represents a substantial commitment from one of the world's largest payment networks to integrate stablecoin technology into mainstream financial systems. The investment signals growing institutional confidence in stablecoin-based payment rails. The move builds on earlier momentum in the stablecoin sector and could accelerate adoption of crypto-based payment solutions across traditional finance networks.

**Season 3 Deadline Approaching** Huma Finance's Season 3 claim and stake period ends on **March 26 at 1PM UTC**. **Season 4 Active** Season 4 is now live with two earning options: - **Classic**: Up to 13.4% APY - **Prime**: Up to 21.5% APY Users can participate by using the Huma platform. Check the [Huma App](https://x.com/humafinance/status/2027006401172939144?s=20) regularly for campaign updates and leaderboard standings. The next airdrop is scheduled for approximately three months from the Season 4 launch.

Huma Finance has surpassed **$11 billion in total transaction volume**, marking another billion-dollar milestone in its PayFi infrastructure growth. **Key Highlights:** - Every dollar represents real payment volume settled onchain - Infrastructure includes embedded liquidity, compliance, and settlement - Built on Solana's enterprise-grade network - Growing at approximately $1B per month **Recent Growth Trajectory:** - Q4 2025: $2.2B transaction volume (+27% QoQ) - Crossed $10B shortly after Q4 closed - Now reached $11B in March 2026 - 232% YoY growth in 2025 Huma's platform provides on-demand USDC liquidity for licensed financial institutions, enabling same-day settlement for cross-border commerce and trade finance. The protocol has attracted over 100K depositors with $123.8M in vault deposits and maintains an 8% USDC base yield. Data verified via [Dune Analytics](https://dune.com).

**Panel Discussion on Next-Gen Payments** A panel titled "Next Generation Global Payments on Solana" is scheduled for Thursday, February 12 at 16:55-17:15 during Solana Accelerate APAC. **Participating Projects:** - Drift Protocol - Paga - Perena - Unitas Labs - Solayer Labs - Reap Global The discussion will focus on payment innovations being built on the Solana blockchain, with APAC positioned as a key region for next-generation payment solutions.