๐ฆ Fixed Rates Come to DeFi
๐ฆ Fixed Rates Come to DeFi
๐ Fixed rates arrive
Exactly Protocol is pushing fixed-rate lending as the next evolution in DeFi.
While variable rates dominate DeFi today, adjusting based on utilization, fixed rates offer predictable returns locked upfront - particularly valuable for treasury management and institutional capital.
The protocol enables users to:
- Lend and borrow at both variable and fixed interest rates
- Choose from multiple Fixed Rate Pools, each with specific maturity dates
- Access rates determined by credit utilization in each pool
Exactly operates as a decentralized, non-custodial protocol with autonomous interest rate markets. The platform is now available for integration, positioning fixed-rate lending as DeFi's "next frontier" after solving variable rates.
Still offering variable-rate loans? Your users deserve better. Exactly Protocol enables fixed-rate onchain lending, ready to integrate today!
Exactly DAO Approves Protocol Split: Decentralized Core + Consumer App
The Exactly DAO has approved **EXAIP-32**, a proposal that formally splits the project into two entities: - **Exactly Protocol** remains decentralized and DAO-governed - **NewCo** will operate the Exa App as a consumer-facing application designed to scale This reorganization, which was put to vote on May 16th, formalizes a structure where the protocol maintains its decentralized nature while enabling a separate company to build and scale consumer products on top of it. The approval follows the recent DAO decision to deploy the EXA token on Base, signaling continued development across both the protocol and application layers.
๐ cbXRP Cap Hits $1.5M
Following community approval of EXAIP-31, Exactly has successfully increased the cbXRP supply cap to $1.5 million on Base. **Key Details:** - Implementation completed on April 28, 2026 - Transaction verified on [Base blockchain](https://basescan.org/tx/0xc691c75bbecea2d237f15a4ae625d1c51d6f77e2651bbc2c2d78e100df4319e4) - Further increases planned over coming weeks, targeting $15M total cap **Timeline:** - April 18: Proposal introduced - April 25: Community vote passed - April 28: Implementation executed This expansion allows more users to utilize cbXRP as collateral within Exactly's lending protocol.
๐ฏ Exactly DAO Greenlights EXA Token Launch on Base
The Exactly DAO has approved the deployment of the EXA token on Base through proposal EXAIP-30. **Key Details:** - โ Governance vote passed successfully - ๐ Token deployment coming soon - ๐ Proposal link: [View on Snapshot](https://snapshot.box/#/s:gov.exa.eth/proposal/0x008937e16b35cf09b680436720ddee4804d07e1fa69192474fd9a3d031c25e51) **Timeline:** - March 27: Proposal announced - March 30: Voting commenced - April 2: Approval confirmed The EXA token will expand Exactly Protocol's presence to the Base network, following a community-driven governance process.
Exa Labs Q2-26 Development Funding Proposal Now Open for Vote
**EXAIP-29 is now live for community voting** Exa Labs has submitted a proposal seeking funding to continue development work on the Exa App and support growth of the Exactly Protocol during Q2 2026. **Key details:** - Voting is currently open on [Snapshot](https://snapshot.box/#/s:gov.exa.eth/proposal/0x900acc1d237b981e34c3741830af9152b032dd921d1ed4b28577437a7376077e) - This follows the previous Q1-26 development plan (EXAIP-27) approved in December 2025 - The proposal outlines continued work on protocol development and ecosystem expansion Community members can review the full proposal details and cast their votes through the governance platform.