EXAIP-22: Exa Labs Development Plan for 2025 Open for Voting

The Exactly Protocol community is voting on **EXAIP-30**, a proposal to deploy the EXA token on Base network. **Key Details:** - Voting has officially started on Snapshot - Proposal seeks to expand EXA token availability to Base L2 - Community members can participate in governance decision [Vote on Snapshot](https://snapshot.box/#/s:gov.exa.eth/proposal/0x008937e16b35cf09b680436720ddee4804d07e1fa69192474fd9a3d031c25e51) This marks a potential expansion for the Exactly Protocol's native token beyond its current deployment.

The **Exa Credit Card** is now available on Uphold, integrating with the Exactly Protocol deployed on Base. **Key Details:** - The card leverages Exactly Protocol's decentralized lending infrastructure - Built on Base, Coinbase's Layer 2 network - Represents a bridge between traditional credit products and DeFi protocols This launch marks a practical application of decentralized finance in everyday spending, allowing users to access credit backed by crypto assets through a familiar card interface.

**EXAIP-29 is now live for community voting** Exa Labs has submitted a proposal seeking funding to continue development work on the Exa App and support growth of the Exactly Protocol during Q2 2026. **Key details:** - Voting is currently open on [Snapshot](https://snapshot.box/#/s:gov.exa.eth/proposal/0x900acc1d237b981e34c3741830af9152b032dd921d1ed4b28577437a7376077e) - This follows the previous Q1-26 development plan (EXAIP-27) approved in December 2025 - The proposal outlines continued work on protocol development and ecosystem expansion Community members can review the full proposal details and cast their votes through the governance platform.

**Exactly Protocol is pushing fixed-rate lending as the next evolution in DeFi.** While variable rates dominate DeFi today, adjusting based on utilization, fixed rates offer predictable returns locked upfront - particularly valuable for treasury management and institutional capital. The protocol enables users to: - Lend and borrow at both variable and fixed interest rates - Choose from multiple Fixed Rate Pools, each with specific maturity dates - Access rates determined by credit utilization in each pool Exactly operates as a decentralized, non-custodial protocol with autonomous interest rate markets. The platform is now available for integration, positioning fixed-rate lending as DeFi's "next frontier" after solving variable rates.

Exactly Protocol has opened voting on **EXAIP-28**, a proposal to renew its partnership with Hypernative Labs. The proposal seeks to extend the collaboration for: - Proactive security monitoring - Real-time threat detection This marks the second renewal of the partnership, following a similar proposal (EXAIP-23) in April 2025. [Vote on the proposal](https://snapshot.box/#/s:gov.exa.eth/proposal/0xafbc85774250966a60defb9ad79a296ca98a96e7b7f4da0399f75b99c5b3c428)