馃挾 Europe's Stablecoin Wake-Up Call

馃挾 Europe's dollar problem

By Scroll
Nov 10, 2025, 4:06 PM
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Europe's dollar dependency problem is real.​ The continent has relied heavily on repackaged USD stablecoins while native euro solutions lag behind.​

Monerium's EURe offers a different approach:

  • Native euro stablecoin with proper banking integration
  • Uses SEPA payment rails for seamless transfers
  • Operates under clear regulatory framework
  • Provides web3 IBANs for traditional banking compatibility

The numbers tell the story: Global stablecoin market sits at $255B, but euro-backed tokens represent only $14B compared to $241B in USD stablecoins.​

Key benefits of native euro stablecoins:

  • Reduces reliance on US dollar infrastructure
  • Keeps European deposits within EU banking system
  • Maintains ECB's monetary policy influence
  • Enables faster, cheaper cross-border payments

Real-world integration includes partnerships with Gnosis Pay and traditional banking systems, bridging the gap between crypto and conventional finance.​

Former ECB board member Lorenzo Bini Smaghi warns that staying on the sidelines means accepting marginalization in global finance.​ Europe needs to act decisively to maintain its financial sovereignty.​

Sources
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