DePIN: Reshaping the Internet and Empowering Users

Polygon has integrated autonomous AI payment capabilities through a partnership with aifinpay, marking a significant development in automated blockchain transactions. **Key Details:** - The payment system is now operational on Polygon's network - Builds on Polygon's previous commitment to AI integration, demonstrated at the Open AGI Summit in Cannes - Enables AI agents to execute payments independently without human intervention This launch represents a practical application of AI in crypto infrastructure, allowing for faster transaction processing and automated financial operations on the Polygon network.

Polygon saw significant stablecoin activity this week: **Major Integrations** - Mastercard launched always-on stablecoin settlement - Bitso integrated USDC payments - WalletConnect added USDT payment support **Volume Milestones** - Uniswap exceeded $100M protocol volume in 24 hours - JPYC processed $74M in May, its strongest month - Symbiosis volume increased 2.5x from February to May **Network Performance** - $79.25B stablecoin volume in May - $2.6T lifetime stablecoin value moved - Block time reduced to 1.5 seconds (from 1.75s) Polygon also launched a technical preview for the Open Money Stack, its infrastructure for payment applications.

Polygon has introduced a new payment infrastructure called the **Open Money Stack** that simplifies cross-chain money movement through intent-based routing. **How it works:** - Users tap pay and see a single confirmation - Behind the scenes, funds automatically route across chains, bridges, and venues - The technical complexity remains invisible to end users This approach addresses what Polygon calls the "API paradox" - where multiple payment APIs work well individually but create friction when integrated together. Traditional cross-border payments can require 7+ different API integrations. The Open Money Stack consolidates this into one integration, handling the routing logic automatically based on user intent rather than requiring manual chain selection. Learn more about the technical implementation: [How Intent-Based Payment Routing Works](https://polygon.technology/learn/payment/how-intent-based-payment-routing-works-for-cross-chain-money-movement)

**The Challenge of Dormant Capital** Billions in cryptocurrency assets are sitting idle onchain, failing to generate returns or drive ecosystem growth. The issue isn't the amount of capital available—it's how little of it is actively deployed. **Key Statistics** - Over $21B in on-chain treasury capital exists within crypto protocols - Approximately 35-40% of these treasuries are held in stablecoins - Much of this capital earns little to no yield despite opportunities for onchain compounding **The Real Problem** This isn't a shortage of capital—it's a **treasury design problem**. Protocols are holding significant reserves without strategies to put them to work effectively. **Impact on Adoption** The inefficient use of onchain capital may be limiting crypto's next wave of growth. When treasury funds remain parked rather than actively deployed, the entire ecosystem misses opportunities for development and expansion. Read the full analysis: [Crypto's Idle Capital Problem](https://roundtable100.com/asset/polygon/crypto-s-idle-capital-problem-is-holding-back-the-next-wave-of-adoption)

Polygon has launched its **Open Money Stack** in technical preview, offering a unified infrastructure for moving money globally. **Key Features:** - Accept deposits and move stablecoins - Off-ramp to bank accounts or cash - Process transactions in seconds - Single open stack for global money movement Access to the technical preview is currently limited. Developers interested in testing the platform can apply for early access through Polygon's registration form. The Open Money Stack aims to simplify the process of handling digital and traditional currency conversions through one integrated solution. [Apply for early access](https://info.polygon.technology/get-early-access?utm_source=X&utm_medium=Organic_social&utm_campaign=oms_tech_preview&utm_content=form) | [Read documentation](https://docs.polygon.technology/)