Coinbase November Recap: ETH Loans, Vector Acquisition, Texas Move

Coinbase has launched a limited-time promotional offer for stock perpetual futures trading with significantly reduced fees. **Key Details:** - Maker fees: 0% - Taker fees: 0.01% - Applies to stock perpetual futures markets - Time-limited promotion This follows Coinbase's recent fee reduction for top VIP tiers across all perpetual markets, including crypto, stock, and metals. The exchange maintains its maker fees at 0 basis points for VIP customers while reducing taker fees. Stock perpetuals allow traders to gain exposure to traditional equity markets through crypto-based derivatives, offering 24/7 trading without owning the underlying stocks. For more information, visit: [Coinbase Blog](https://www.coinbase.com/blog/coinbase-launches-stock-perpetual-futures)

Coinbase has launched **24/7 stock perpetual futures trading** for eligible traders outside the U.S., marking a significant expansion beyond crypto markets. **Key features:** - Round-the-clock trading access to Mag 7 stocks and major ETFs - Ability to react to breaking news instantly, regardless of traditional market hours - No waiting for exchange opening bells This follows Coinbase's earlier announcement about bringing 24/7 Bitcoin and Ethereum futures trading to U.S. markets, with perpetual futures planned as the next step for American traders. The move represents Coinbase's push into traditional finance products while maintaining its crypto-native infrastructure.

Coinbase Institutional has published a comprehensive survey report in partnership with EY, examining institutional investor sentiment and behavior in the crypto market for 2026. The report provides insights into: - Current institutional adoption trends - Investment strategies and asset allocation preferences - Regulatory concerns and compliance approaches - Market outlook from institutional participants This survey builds on Coinbase's ongoing research into institutional crypto adoption, following their previous advocacy and policy work published earlier this year. **[Read the full report](https://assets.ctfassets.net/k3n74unfin40/1VXexCsHWsStj4GyXXHy1V/8104e825cab674204f34e6a2d4177657/2026_Institutional_Investor_Survey_Coinbase_E_Y.pdf)** The findings offer a data-driven look at how traditional finance institutions are approaching digital assets in the current market environment.

**Financial settlement times have dramatically accelerated over two decades:** - 2005: 3 days to settle transactions - 2017: 2 days - 2024: 1 day - 2026: Faster than brewing morning coffee **85% of institutional players now use stablecoins** for moving and managing funds, marking a significant shift in how traditional finance operates. The infrastructure transformation is already in progress, with blockchain technology enabling instant ownership transfers that previously required days of processing through intermediaries. This eliminates idle capital periods and reduces costs by removing clearing houses from the equation. The change represents a fundamental upgrade to market efficiency, allowing capital to be redeployed immediately rather than sitting in settlement limbo.

**Koinly**, a crypto tax preparation platform, has launched on **Coinbase One** with a special offer for members. **Key Details:** - Coinbase One members receive **30% off** their first year of Koinly - Users can connect wallets and exchanges to prepare crypto taxes - Offer valid through **December 31, 2026** This partnership comes as crypto tax reporting becomes more complex in 2026, with new requirements including: - New **Form 1099-DA** for digital asset transactions - Cost basis tracking challenges ("unknown" basis may default to $0) - All crypto sales now classified as taxable events Coinbase emphasizes this is informational only and recommends consulting tax professionals for filing.