🏦 CFTC Signals Stablecoin Issuers May Qualify as National Trust Banks
🏦 CFTC Signals Stablecoin Issuers May Qualify as National Trust Banks
🏦 Stablecoins become banks
U.S. regulators are treating stablecoins more like traditional banking instruments. The CFTC has indicated that stablecoin issuers may qualify as national trust banks, marking a shift toward formal financial regulation.
Key developments:
- Stablecoins moving from crypto assets to regulated financial instruments
- Growing demand for compliant liquidity infrastructure
- Clearpool positioning its on-chain credit platform for regulated environment
Why it matters: As stablecoins gain regulatory clarity, institutional adoption requires infrastructure that operates within compliance frameworks. This regulatory evolution creates opportunities for platforms offering transparent, compliant lending solutions.
Hong Kong’s Monetary Authority plans to issue its first stablecoin issuer licenses in March 2026, with a framework focused on risk controls, compliance, and cross-border treatment. As Asia’s financial hubs roll out regulated rails for digital money, demand for
Stablecoin payments are nearing $400B annually, up ~200% YoY, according to @artemis. With B2B and card-linked payments leading adoption, demand for stablecoin liquidity and short-term credit is accelerating. Stablecoins are becoming financial infrastructure, and Clearpool’s
Weekly Waves Here are the highlights from the Clearpool ecosystem this week. 1. Clearpool 2026 Roadmap The updated vision marks Clearpool's next phase: bringing real-world credit on-chain as liquid, transparent, and composable assets. clearpool.medium.com/2026-roadmap-t… 2. RWA Layer for
In its 2026 outlook, BlackRock highlights tokenization moving beyond speculative crypto into real economic use cases, including private credit and real-world assets. With stablecoin adoption now outpacing crypto trading volumes, credit, settlement, and liquidity are moving
Clearpool was featured on @DecryptMedia, sharing our perspective on recent White House comments on the need for clear market rules. Patrick Witt argued that delaying legislation is unrealistic, warning that rejecting imperfect frameworks today could lead to far stricter
Clearpool’s 2026 Roadmap outlines how real-world credit, yield, and assets become liquid, composable primitives powering the on-chain economy. The tokenization engine for the on-chain economy, outlined here 👇 clearpool.medium.com/2026-roadmap-t… $CPOOL
Bitcoin now sits on corporate balance sheets and underpins listed funds and ETPs. For many investors, the question is no longer whether to hold $BTC, but how much. Yet Bitcoin remains largely unproductive. While cash and stablecoins generate consistent yield across money markets
The UK’s Financial Conduct Authority (FCA) has launched a collaborative push to support stablecoin integration into the payments landscape. This “Stablecoin Sprint” signals growing regulatory backing for stablecoins as payment rails. Clear regulatory clarity is essential to
Clearpool’s new product, Credit Vaults 2.0, is now live! This is the first Revolving Line of Credit (RLOC) Vault launched with OvalFi as the borrower and @cicadacredit as the administrative and monitoring agent. The Vault provides up to $10M of capacity, combining Clearpool’s
Clearpool was featured in @DecryptMedia, sharing our perspective on Coinbase shares moving lower despite the company’s expansion into metal futures. 🗣️ “The stock decline reflects wider market conditions rather than a specific loss of confidence in execution. Expanding into
The White House is in talks with crypto firms and banks on how stablecoin rewards should be treated under US regulation. Clear definitions around stablecoin yield are critical for the next wave of institutional participation in on-chain finance. Read the full article 👇
U.S. regulators are increasingly treating stablecoins as bank-like financial instruments, with the CFTC indicating that stablecoin issuers may qualify as national trust banks. As stablecoins move deeper into regulated finance, demand for compliant liquidity and credit
Weekly Waves Here are the highlights from the Clearpool ecosystem this week. 1. Credit Vaults 2.0 is live Clearpool launched its first Revolving Line of Credit (RLOC) Vault with OvalFi as borrower and @cicadacredit as administrative & monitoring agent. clearpool.medium.com/clearpool-laun…
Bitcoin has become a treasury and institutional asset, yet its yield architecture remains underdeveloped. Today, most $BTC yield still relies on incentive-driven programmes, basis/funding-rate trades, or low-yield and illiquid RWA carry. These approaches fall short of what a
Weekly Waves Here are the highlights from the Clearpool ecosystem this week. 1. Building a treasury-grade $BTC layer on Clearpool Bitcoin has become a treasury and institutional asset, yet its yield architecture remains underdeveloped. Here we outline why we’re building this
White House Discusses Stablecoin Reward Regulations with Crypto Firms and Banks
The White House is engaging in discussions with cryptocurrency firms and traditional banks to establish regulatory frameworks for stablecoin rewards. These conversations aim to create clear definitions around stablecoin yield mechanisms. **Key Points:** - Regulatory clarity on stablecoin rewards is viewed as essential for increased institutional adoption of on-chain finance - Talks involve both crypto companies and traditional banking institutions - The discussions represent progress toward integrating digital assets into mainstream financial regulation The outcome of these talks could significantly impact how institutions participate in decentralized finance markets. Clear regulatory guidelines would provide the certainty needed for banks and other traditional financial players to engage with stablecoin-based products. [Read the full article](https://www.theblock.co/post/388106/inside-white-house-talks-crypto-banks-on-stablecoin-rewards-exactly-the-progress-needed)
Hong Kong to Issue First Stablecoin Licenses in March 2026
Hong Kong's Monetary Authority (HKMA) is set to issue its first stablecoin issuer licenses in **March 2026**, marking a significant step in Asia's digital finance regulation. **Key Details:** - 36 institutions have applied for licenses - Approvals will be limited and subject to strict scrutiny - Framework emphasizes risk controls, compliance, and cross-border treatment - Regulators are examining use cases, risk management, and reserve assets The move reflects growing demand for **institutional-grade liquidity** and regulated infrastructure as Asian financial hubs establish formal frameworks for digital money. Read the full article: [Reuters](https://www.reuters.com/world/asia-pacific/hkma-issue-first-stablecoin-licenses-march-2026-02-02/)
Coinbase Stock Drops Despite Metal Futures Expansion
Coinbase shares declined following the company's announcement to expand into metal futures trading. According to Clearpool's COO Steven, featured in Decrypt Media, the stock movement reflects broader market conditions rather than concerns about Coinbase's execution. **Key Points:** - Stock decline tied to wider market trends, not company-specific issues - Metal futures expansion represents strategic diversification beyond crypto - Move positions Coinbase as broader derivatives venue - Expansion less about hedging crypto volatility, more about platform growth The development comes as Coinbase continues building out its institutional trading infrastructure, adding traditional financial instruments alongside its core cryptocurrency offerings. [Read full article](https://decrypt.co/356128/coinbase-shares-tumble-expands-new-metal-futures)
🎯 Clearpool Hits $900M Milestone
**Clearpool has officially surpassed $900M in Total Loans Originated**, marking a significant milestone for the decentralized credit platform. The achievement reflects growing institutional demand for on-chain credit infrastructure. Clearpool thanked its lenders, borrowers, and ecosystem partners for making this milestone possible. **Key highlights:** - Total loans originated now exceed $900M - More borrower pools coming soon - Building open credit infrastructure for real-world yield - Institutional demand continues growing This milestone builds on Clearpool's recent innovations, including: - **RLOC Vaults** that deploy unused capital into money markets - **X-Pool** crossing $3M TVL with 8-15% APR targeting - **$45M USDX** actively deployed across T-Pool and X-Pool Clearpool continues expanding its ecosystem across institutional stablecoin finance, from Prime Lending to Treasury Pools and Credit Vaults 2.0.