Buy a Home Using Bitcoin as Collateral via Exactly Protocol
Buy a Home Using Bitcoin as Collateral via Exactly Protocol
馃彔 HODL or House? Both
A new DeFi solution enables homebuyers to leverage their Bitcoin holdings for real estate purchases without selling. Here's how it works:
- Deposit wrapped Bitcoin (WBTC) as collateral on Exactly Protocol (OP mainnet)
- Borrow USDC at a fixed interest rate
- Convert USDC to fiat for home purchase
This process allows investors to maintain their Bitcoin exposure while accessing real estate markets. The fixed-rate feature provides predictable loan terms and costs.
Similar solutions are emerging in specific markets like Hawaii, where 100% BTC-backed property loans are now available with:
- 2-year terms
- 10% fixed rate
- Flexible crypto repayment options
How to buy your next home (fixed-rate) without selling your Bitcoin in 3 easy steps馃У 1. Deposit WBTC in Exactly Protocol 2. Borrow USDC (fixed-rate) 3. Pay the seller in USDC
Exactly Protocol Expands Fixed-Rate Markets
Exactly Protocol has expanded its fixed-rate markets to 8 active pools, marking a significant step in their expansion plan outlined in EXAIP-08. The protocol aims to reach 25 fixed-rate pools by 2025, demonstrating steady growth in DeFi lending markets. This expansion follows Q1 2024's successful launch of Interest Rate Model v2, which improved variable and fixed interest rate discovery processes. The protocol now serves 32,000+ users. Key Updates: - Enhanced security partnership with Hypernative - New Installments Router for multi-payment loans - USDC native market integration on OP mainnet - Integration with OpenCover and Superform
esEXA Rewards Program Update - May 2025
Exactly Protocol launches its latest esEXA rewards program today. The protocol will distribute **35,500 esEXA tokens** to USDC and ETH depositors over a four-week period. This represents a reduction from the previous distribution of 65,000 tokens in February 2025, indicating an adjusted rewards strategy. - Distribution Period: 4 weeks - Eligible Assets: USDC and ETH deposits - Total Rewards: 35,500 esEXA Participate now by depositing ETH or USDC in the protocol.
EXAIP-22: Exa Labs Development Plan for 2025 Open for Voting
The Exactly Protocol community can now vote on EXAIP-22, a crucial proposal focused on funding Exa Labs' development initiatives for 2025. The proposal aims to: - Support continued Exa App development - Drive growth of Exactly Protocol - Enhance protocol functionality and user experience This follows February's EXAIP-21, which focused on Uphold's strategic investment and liquidity provision. **Voting Details:** - Proposal ID: 0xc0c32bcf7e6ed84a6e6b05471180a4b61fa4bfd432d5576f45776884e7f107fa - Platform: [Exactly Governance Portal](https://gov.exact.ly) Community members are encouraged to review and cast their votes.
Exactly Protocol DAO Completes 1M EXA Token Transfer to Uphold
The Exactly Protocol DAO has executed a significant token transfer as part of EXAIP-21: - 500,000 EXA tokens transferred to Uphold's market-making wallet - Additional 500,000 EXA tokens allocated through a 3-year linear stream This transfer follows Uphold's strategic investment proposal from February, which included: - 2M USDC investment into Exactly DAO Treasury - Integration of Exa App and Exa Card with Uphold App - Focus on expanding institutional adoption [View transaction details](https://optimistic.etherscan.io/tx/0x250591d7a380baf4c2d6ece549be8b9f5385391ec8f434f550de58e52ba11a30)