Brazilian Crypto Payments Surge as BRLA Stablecoin Gains Traction with Gnosis Pay Integration

🇧🇷 Brazil's crypto payment boom

By Gnosis Pay
Apr 27, 2026, 3:16 PM
twitter
News article
Photo by Gnosis Pay

BRLA stablecoin transfer volumes are experiencing significant growth in Brazil, according to data highlighted by a16z.​

The integration combines two key elements:

  • BRLA onboarding for crypto users
  • Gnosis Pay card spending at any Visa-accepting merchant

This creates a straightforward bridge between cryptocurrency holdings and everyday purchases.​ Brazilian users can now spend their crypto holdings at millions of retail locations worldwide that accept Visa.​

Context: Brazil has emerged as a strong market for crypto payments, with USDC previously representing 8% of all Gnosis Pay transactions and the platform serving over 8,000 users in the country.​

The growth suggests increasing adoption of stablecoin-based payment solutions in Latin America's largest economy.​

Sources

Massive growth in BRLA transfer volume, highlighted by a16z When users combine BRLA onboarding with Gnosis Pay spending, they get a simple path from crypto to real-world payments, anywhere Visa is accepted. That’s what our partners are offering and Brazilians are loving it.

a16z crypto
a16z crypto
@a16zcrypto

Monthly transfer volume in BRLA — a Brazilian real-backed stablecoin — has grown from near zero in early 2023 to roughly 400M/month by early 2026. Integration with Brazil’s instant payments network PIX has helped drive adoption.

Image
35
Reply
Read more about Gnosis Pay

The Hidden Cost of Crypto Cards: Idle Cash, Not Technology

**The real challenge in crypto card programs isn't the technology—it's capital efficiency.** Before any user makes a purchase, card issuers must lock up significant amounts of cash that sits idle for days. This capital requirement represents one of two major operational costs in crypto card programs. **The two actual costs:** - Idle capital reserves required by card networks - Know Your Customer (KYC) compliance overhead Successful crypto card programs focus on: - Making idle capital productive through yield strategies - Outsourcing compliance to specialized providers These operational realities—not blockchain integration—define the economics of crypto payment cards. The work is unglamorous but essential to viable card programs.

Brazilian Neobank Picnic Launches Self-Custody Savings with On-Chain Yield and Insurance

Brazilian neobank Picnic has launched a savings feature that combines on-chain yield generation with decentralized insurance coverage while maintaining full user custody. **Key Features:** - Users earn yield on dollar holdings while retaining complete self-custody - Insurance coverage provided on-chain through [Nexus Mutual](https://nexusmutual.io) via [OpenCover](https://opencover.com) - Built on [Gnosis Chain](https://www.gnosis.io) - All functionality integrated into a single application The product represents a practical implementation of decentralized finance principles within a traditional banking interface, allowing Brazilian users to access crypto-native financial services without sacrificing control of their assets.

Rebind Launches Gnosis Pay Integration

Rebind has officially integrated with Gnosis Pay, enabling users to spend onchain assets in real-world transactions. **Key Features:** - Rebind users can now access the Gnosis Pay card for IRL spending - Gnosis Pay community gains new DeFi yield management options - Integration bridges onchain assets with everyday purchases The partnership combines Rebind's platform with Gnosis Pay's card infrastructure, creating a pathway for cryptocurrency holders to use their digital assets for physical purchases.

Gnosis Pay Simplifies Card Program Launch with API Integration

Gnosis Pay has streamlined the process for launching stablecoin card programs through their API. **Key features:** - Simple API integration into existing UI - 12-month pilot partnership program - Generic cards can go live in as little as 2 weeks - Options for branded or white-label card issuance The platform enables businesses to quickly deploy payment card programs without extensive development time. Teams can connect with Gnosis Pay to discuss implementation details. [Contact the Gnosis Pay team](https://form.typeform.com/to/naN3irHW)