Bank of America Reports Banks Preparing to Launch Crypto Stablecoins
Bank of America Reports Banks Preparing to Launch Crypto Stablecoins
🏦 Banks Want In
Key updates from the latest Level Money report:
- slvlUSD delivered 7.99% weekly APY
- Total reserves at $74.5M across aUSDC and steakUSDC (Morpho)
- $68.98k in yield distributed this week
Market highlights:
- Stablecoins added $4.5B market cap post-GENIUS Act
- Lending overtakes stablecoin issuers as largest sector on Base by TVL
- MorphoLabs exceeds $1.6B in USDC supplied
- Bank of America reports banks preparing crypto stablecoin launches
Yield opportunities remain through Curve LP (60x XP), Pendle (40x XP), and Morpho vaults (40x XP).
One token. Six strategies. lvlUSD: • Stake on Level ≈ 8 % APY • Lend on @M11Credit powered by @MorphoLabs • Secure fix yield or LP on @pendle_fi Hold USDC? Use @SteakhouseFi's vault powered by Morpho to earn and strengthen Level ecosystem! Composable money matters.
July 18th weekly APY Update 🚨 1️⃣ slvlUSD delivered a weekly APY of 7.89% this week. 2️⃣ Reserve Composition Current allocation across lending strategies: → $47.6M in aUSDC → $33.2M in steakUSDC (Morpho) Total Reserves: $80.78M Check out our live Transparency Dashboard:
slvlUSD is your savings rate, powered by onchain composability. → Provide liquidity and stay flexible → Lock in fixed yield with PT positions → Capture longer-dated yield through YT Choose how you want your savings to behave. Level 🆙 x @pendle_fi 🧪
Your Dollars Are Sleeping 😴 Wake Them Up with lvlUSD Stablecoin supply has climbed almost nonstop since early 2023 and now approaches the $250 billion mark. Institutions and everyday users alike value the one crypto product that feels instantly familiar. But >90% of those
M2 hits $21.94T. Nineteen straight months of expansion. The money supply is growing. Your savings account probably isn’t. Let’s unpack what this means, and why DeFi-native savings layers like slvlUSD exist for a reason. 🧵
BREAKING: The US M2 money supply jumped +4.5% Y/Y in May, to a record $21.94 trillion. This marks the 19th consecutive monthly increase. It has now surpassed the previous all-time high of $21.86 trillion, posted in March 2022. Furthermore, inflation-adjusted M2 money supply
🚨 slvlUSD Weekly APY Update: 8.95% Level's latest distribution is here👇 How to earn: 1️⃣ Mint lvlUSD → level.money/dashboard/buy 2️⃣ Stake for yield → Convert to slvlUSD + track rewards level.money/dashboard/earn 3️⃣ Unstake anytime → Redeem after 7-day cooldown 🧬 Bonus XP
Weekly APY Update 🚨 1️⃣ slvlUSD delivered a weekly APY of 8.01% this week. 2️⃣ Reserve Composition Current allocation across lending strategies: → $63.37M in aUSDC → $68k in aUSDT → $33.2M in steakUSDC (Morpho) Total Reserves: $96.64M Diversified, onchain and fully auditable
7–10% APY isn’t a promise. It’s already live, transparent, and built to scale. Level 🆙
July 4th weekly APY Update 🚨 1️⃣ slvlUSD delivered a weekly APY of 5.3% this week. 2️⃣ Reserve Composition Current allocation across lending strategies: → $79.1M in aUSDC → $63.8k in aUSDT → $33.18M in steakUSDC (Morpho) Total Reserves: $112.33M Check out our live
7/ While TradFi M2 hits ATHs, DeFi is building its own layered money system. Protocols like @levelusd let stablecoins evolve: → From idle (M0) → To productive (M1) → To programmable yield layers (M2) All onchain. All user-owned.
🚨 slvlUSD Weekly APY Update: 8.27% Level's latest distribution is here👇 How to earn: 1️⃣ Mint lvlUSD → level.money/dashboard/buy 2️⃣ Stake for yield → Convert to slvlUSD + track rewards level.money/dashboard/earn 3️⃣ Unstake anytime → Redeem after 7-day cooldown 🧬 Bonus XP
Weekly APY Update 🚨 1⃣ slvlUSD delivered a weekly APY of 8.38% this week. 2️⃣ Reserve Composition Current allocation across lending strategies: → $93.86M in aUSDC → $8.96M in aUSDT → $28.1M in steakUSDC (Morpho) Total Reserves: $122.01M Diversified, onchain and fully
📈 Stablecoin Supply Keeps Climbing Stablecoin supply has risen steadily since early 2023 and now hovers near $250 B. Regulatory tailwinds in the US, Japan and elsewhere are turning stablecoins into crypto’s first clear product-market fit for institutions and mainstream users.
Weekly APY Update 🚨 1️⃣ slvlUSD delivered a weekly APY of 7.01% this week. 2️⃣ Reserve Composition Current allocation across lending strategies: → $91.9M in aUSDC → $61k in aUSDT → $33.18M in steakUSDC (Morpho) Total Reserves: $125.12M Diversified, onchain and fully
lvlUSD @lagoon_finance vault, curated by @Gami_Capital & @StakeCapital is Live 📥 Deposit once and earn lending yield from several protocols without having to be constantly monitoring your positions!
glevel for all @BinanceWallet users. Binance Web3 wallet users can now access the Level App directly. Real yield. Composable money. Onchain banking. Level 🆙
New integrations are now live on #BinanceWallet! Check out the newly added dApps: BgscLeaderboard, BugsNFT, Hitdex, Mind Network AgenticWorld, Spectra, Level, Vaultka, Definitive, GT APP, Orderly Omnivault Discover them now! ⤵️
Stablecoin access shouldn’t be gated by wallet choice. @levelusd now works with any wallet via @dynamic_xyz. More ways to access lvlUSD & slvlUSD. The same composable, yield-bearing core.
Why Composability Turns slvlUSD from a Yield Source into a Strategy Layer slvlUSD distributes real yield to holders, powered by Level’s reserve allocation across AAVE and Morpho Steakhouse USDC vault. With an average APY of 9.13% during Q2, it already stands out as one of the
How Yield-Bearing Stablecoins Became a Core Layer of DeFi’s Financial Stack As capital flows deepen onchain, expectations shift. It’s no longer enough for stablecoins to sit still. They need to earn: passively and reliably. Here’s where yield-bearing stablecoins fit 🧵
Stablecoin Yields Aren’t All Built the Same Yield-bearing stablecoins are becoming a core part of DeFi’s capital base. But not all yield is created equal and the mechanisms vary widely. At @levelusd, reserves are routed through onchain lending markets. Others deploy capital
Level and SteakhouseFi Launch USDC Vault on Morpho
Level has partnered with SteakhouseFi to launch a new USDC vault powered by Morpho. The vault focuses on strengthening the Level ecosystem with 100% exposure to lvlUSD, slvlUSD, and Pendle PTs. Key features: - Lending yield on USDC deposits - 5x Level XP boost for ecosystem supporters - Powered by Morpho's decentralized risk system - 650 lines of immutable smart contract code Steakhouse, currently managing over $500M TVL, brings their expertise in risk-optimized lending strategies to this collaboration. [View vault details](https://app.morpho.org/ethereum/vault/0xbEEf11C63d7173BdCC2037e7220eE9Bd0cCDA862/steakhouse-level-usdc)
Where Does The Yield Come From?
Understanding yield sources in DeFi remains crucial for sustainable investing. Here's what you need to know: - Yield can come from legitimate sources like: * Trading fees * Lending interest * Protocol revenues * Staking rewards - Red flags for unsustainable yield: * No clear revenue source * Unusually high APY * Heavy reliance on token emissions Always verify yield sources before investing. Research protocol documentation and ask questions in community channels if unclear.
LevelUSD Maintains Stable 8.15% Average APY Over 3 Months
LevelUSD demonstrates remarkable yield stability in the volatile DeFi landscape. Over the past quarter, weekly APY averaged 8.15%, fluctuating between 5.30% and 10.72%. The protocol's lending-based framework currently manages: - $22.32M in aUSDC - $38.34M in steakUSDC (Morpho) - Total reserves: $60.66M This stability is backed by growing institutional adoption, with Aave reaching $60B in deposits and Morpho seeing significant TVL growth on Base (+345.66% YTD). [View transparency dashboard](https://app.level.money/transparency)
glevel.lvlUSD Maintains Zero-Tariff Policy
glevel.lvlUSD continues its zero-tariff policy, maintaining consistency with previous announcements. This aligns with the platform's April 2025 decision to eliminate tariffs on perpetual contracts. Key points: - Zero tariffs remain in effect for lvlUSD - Policy continuation since April 2025 - Applies to all platform operations This policy reflects glevel's commitment to maintaining competitive pricing structures in the decentralized finance space.
Twitter/X Platform Updates and User Response Analysis
Twitter/X has implemented significant platform changes: - Removal of blocking feature announced, replaced with mute function - User blocking will remain available for DMs - Platform emphasizes free speech over content control - Community response largely negative, citing safety concerns Key impacts: - Reduced user control over content visibility - Potential increase in unwanted interactions - Privacy advocates express moderation concerns *Technical Details*: - Mute function hides content but allows profile viewing - Blocked users can still view posts and interact - Implementation expected by end of August 2025 **Expert Analysis**: Changes align with owner's free speech stance but may conflict with user safety preferences.