The crypto payments landscape is seeing three distinct privacy approaches develop:

• Protocol-level privacy on specific blockchains
• Chain-level privacy built into the blockchain itself
• Cross-chain privacy solutions that work across all blockchains where payments already occur

While earlier discussions framed privacy architecture as an open question, recent commentary suggests one cross-chain solution may be positioning itself as the comprehensive answer.​ Privacy remains essential for enterprise and merchant adoption, not optional.​

XAUt, a gold-backed token, is now available on Hyperbeat's platform.​ The integration enables users to access instant credit lines through the Liquid Bank using their XAUt holdings as collateral.​ This marks the latest expansion for the tokenized gold asset, which previously announced integration with Plasma Foundation in August 2025.​

Pudgy Penguins has introduced the Pengu Card, a Visa-branded payment card that connects a digital wallet directly to the Visa network.​

Key Details:

• Built in partnership with KAST
• Enables everyday purchases using digital assets
• Waitlist now open for interested users

The card represents a bridge between digital wallets and traditional payment infrastructure, allowing holders to spend from their crypto holdings at any merchant accepting Visa.​ This marks Pudgy Penguins' expansion beyond NFTs into consumer financial products.​

Join the waitlist